BANKERS' BANK OF THE WEST
BANKERS' BANK OF THE WEST is an FDIC-insured commercial bank headquartered in DENVER, CO, established in 1980. As of , the bank reported total assets of $442M and total deposits of $247M. Profitability stands at 0.82% ROA and 6.17% ROE, with a net interest margin of 3.95%. CET1 capital ratio: 13.56%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Bankers' Bank of the West rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 13.56% | 0.82% | 0.00% | 0.00% | 3.95% |
| 2025-09-30 | 13.45% | 0.97% | 0.00% | 0.00% | 3.96% |
| 2025-06-30 | 13.48% | 0.93% | 0.00% | 0.00% | 4.05% |
| 2025-03-31 | 13.55% | 2.35% | 0.46% | 2.49% | 3.71% |
| 2024-12-31 | 13.56% | 0.40% | 0.48% | 2.52% | 3.55% |
| 2024-09-30 | 13.67% | 0.59% | 0.46% | 2.49% | 3.40% |
| 2024-06-30 | 13.82% | 2.43% | 0.00% | 0.00% | 3.45% |
| 2024-03-31 | 14.10% | 1.17% | 0.00% | 0.00% | 3.68% |
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Frequently asked about BANKERS' BANK OF THE WEST
What are Bankers' Bank of the West's total assets?
As of the Q4 2025 filing, Bankers' Bank of the West reported total assets of $441.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bankers' Bank of the West headquartered?
Bankers' Bank of the West is headquartered in DENVER, CO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bankers' Bank of the West founded?
Bankers' Bank of the West was established in 1980, per the FDIC institution directory.
Is Bankers' Bank of the West FDIC-insured?
Yes. Bankers' Bank of the West is an FDIC-insured commercial bank (FDIC Certificate #23210). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bankers' Bank of the West?
Bankers' Bank of the West's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bankers' Bank of the West's CET1 capital ratio?
Bankers' Bank of the West reported a Common Equity Tier 1 (CET1) capital ratio of 13.56% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Bankers' Bank of the West operate?
Bankers' Bank of the West operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Bankers' Bank of the West's Texas Ratio?
Bankers' Bank of the West's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.