RELIANCE SAVINGS BANK
RELIANCE SAVINGS BANK is an FDIC-insured commercial bank headquartered in ALTOONA, PA, established in 1939. As of , the bank reported total assets of $674M and total deposits of $531M. Profitability stands at 1.01% ROA and 8.68% ROE, with a net interest margin of 3.21%. CET1 capital ratio: 15.77%, well above regulatory minimums. NPL ratio: 0.34% · Texas Ratio: 2.00%. Operates 8 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Reliance Savings Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 15.77% | 1.01% | 0.34% | 2.00% | 3.21% |
| 2025-09-30 | 15.38% | 0.25% | 0.69% | 4.14% | 3.28% |
| 2025-06-30 | 15.53% | 0.23% | 0.78% | 4.66% | 3.11% |
| 2025-03-31 | 15.31% | 0.46% | 2.22% | 13.41% | 2.91% |
| 2024-12-31 | 15.48% | 0.03% | 2.57% | 15.30% | 2.65% |
| 2024-09-30 | 15.68% | 0.44% | 1.97% | 11.39% | 2.61% |
| 2024-06-30 | 15.66% | 0.51% | 1.91% | 11.42% | 2.61% |
| 2024-03-31 | 15.63% | 0.02% | 2.08% | 12.56% | 2.49% |
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Frequently asked about RELIANCE SAVINGS BANK
What are Reliance Savings Bank's total assets?
As of the Q4 2025 filing, Reliance Savings Bank reported total assets of $674.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Reliance Savings Bank headquartered?
Reliance Savings Bank is headquartered in ALTOONA, PA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Reliance Savings Bank founded?
Reliance Savings Bank was established in 1939, per the FDIC institution directory.
Is Reliance Savings Bank FDIC-insured?
Yes. Reliance Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #30117). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Reliance Savings Bank?
Reliance Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Reliance Savings Bank's CET1 capital ratio?
Reliance Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.77% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Reliance Savings Bank operate?
Reliance Savings Bank operates 8 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Reliance Savings Bank's Texas Ratio?
Reliance Savings Bank's Texas Ratio is 2.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.