FARMERS STATE BANK OF ALTO PASS, ILL.
FARMERS STATE BANK OF ALTO PASS, ILL. is an FDIC-insured commercial bank headquartered in ALTO PASS, IL, established in 1910. As of , the bank reported total assets of $355M and total deposits of $322M. Profitability stands at 2.33% ROA and 25.96% ROE, with a net interest margin of 6.13%. CET1 capital ratio: 11.81%, well above regulatory minimums. NPL ratio: 1.28% · Texas Ratio: 10.88%. Operates 5 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Farmers State Bank of Alto Pass, ILL. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 11.81% | 2.33% | 1.28% | 10.88% | 6.13% |
| 2025-09-30 | 11.20% | 1.21% | 2.15% | 18.41% | 5.78% |
| 2025-06-30 | 10.71% | 1.73% | 1.17% | 10.54% | 5.67% |
| 2025-03-31 | 10.51% | 1.21% | 1.10% | 10.06% | 5.57% |
| 2024-12-31 | 10.47% | 0.38% | 1.26% | 11.40% | 5.87% |
| 2024-09-30 | 10.72% | 1.59% | 1.46% | 12.89% | 5.63% |
| 2024-06-30 | 10.83% | 1.23% | 0.86% | 7.63% | 5.67% |
| 2024-03-31 | 10.89% | 2.09% | 0.68% | 6.07% | 5.56% |
Similar banks
Frequently asked about FARMERS STATE BANK OF ALTO PASS, ILL.
What are Farmers State Bank of Alto Pass, ILL.'s total assets?
As of the Q4 2025 filing, Farmers State Bank of Alto Pass, ILL. reported total assets of $355.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Farmers State Bank of Alto Pass, ILL. headquartered?
Farmers State Bank of Alto Pass, ILL. is headquartered in ALTO PASS, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Farmers State Bank of Alto Pass, ILL. founded?
Farmers State Bank of Alto Pass, ILL. was established in 1910, per the FDIC institution directory.
Is Farmers State Bank of Alto Pass, ILL. FDIC-insured?
Yes. Farmers State Bank of Alto Pass, ILL. is an FDIC-insured commercial bank (FDIC Certificate #11299). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Farmers State Bank of Alto Pass, ILL.?
Farmers State Bank of Alto Pass, ILL.'s primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Farmers State Bank of Alto Pass, ILL.'s CET1 capital ratio?
Farmers State Bank of Alto Pass, ILL. reported a Common Equity Tier 1 (CET1) capital ratio of 11.81% in its most recent quarterly filing — above regulatory minimums.
How many branches does Farmers State Bank of Alto Pass, ILL. operate?
Farmers State Bank of Alto Pass, ILL. operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Farmers State Bank of Alto Pass, ILL.'s Texas Ratio?
Farmers State Bank of Alto Pass, ILL.'s Texas Ratio is 10.88% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.