Bank Comparison
Apple River State Bank vs First Eagle Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
5 · 15
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Apple River State Bank | First Eagle Bank |
|---|---|---|
| CET1 Ratio | 14.59% | — |
| Tier 1 Capital Ratio | 14.59% | — |
| Total Capital Ratio | 15.49% | — |
| Tier 1 Leverage Ratio | 9.62% | 21.46% |
| Equity / Assets | 8.16% | 20.80% |
Profitability
| Metric | Apple River State Bank | First Eagle Bank |
|---|---|---|
| Return on Assets (ROA) | 1.49% | 2.03% |
| Return on Equity (ROE) | 19.04% | 9.89% |
| Net Interest Margin (NIM) | 3.20% | 4.29% |
| Yield on Earning Assets | 5.09% | 5.75% |
| Cost of Funds | 2.02% | 1.83% |
Asset quality
| Metric | Apple River State Bank | First Eagle Bank |
|---|---|---|
| Texas Ratio | 1.60% | 0.12% |
| Non-Performing Loan Ratio | 0.23% | 0.04% |
| Non-Performing Asset Ratio | 0.14% | 0.03% |
| Net Charge-Off Ratio | 0.02% | 0.00% |
| ACL / Loans | 0.99% | 1.27% |
Balance sheet
| Metric | Apple River State Bank | First Eagle Bank |
|---|---|---|
| Total Assets | $630,236K | $623,529K |
| Total Deposits | $505,195K | $444,372K |
| Total Loans | $393,045K | $444,453K |
| Total Equity | $51,413K | $129,717K |
| Net Income (quarter) | $2,414K | $3,188K |
Liquidity & funding
| Metric | Apple River State Bank | First Eagle Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 77.80% | 100.02% |
| Core Deposit Ratio | 86.06% | 87.12% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Apple River State Bank | First Eagle Bank |
|---|---|---|
| Headquarters City | APPLE RIVER | CHICAGO |
| Headquarters State | IL | IL |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 8 | 2 |
| Employees (FTE) | 63 | 43 |
| Established | Jan. 5, 1948, midnight | Feb. 14, 1985, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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