Bank Comparison
Bank of Eastern Oregon vs U.S. Bank Trust Company, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 10
winning metrics across 14 comparable rows
Capital adequacy
| Metric | Bank of Eastern Oregon | U.S. Bank Trust Company, N.A. |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 11.00% | 93.19% |
| Equity / Assets | 10.82% | 92.35% |
Profitability
| Metric | Bank of Eastern Oregon | U.S. Bank Trust Company, N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.68% | 17.76% |
| Return on Equity (ROE) | 15.54% | 19.29% |
| Net Interest Margin (NIM) | 5.57% | 3.79% |
| Yield on Earning Assets | 6.17% | 3.79% |
| Cost of Funds | 0.63% | — |
Asset quality
| Metric | Bank of Eastern Oregon | U.S. Bank Trust Company, N.A. |
|---|---|---|
| Texas Ratio | 6.81% | 0.00% |
| Non-Performing Loan Ratio | 0.21% | — |
| Non-Performing Asset Ratio | 0.14% | 0.00% |
| Net Charge-Off Ratio | 0.03% | — |
| ACL / Loans | 1.08% | — |
Balance sheet
| Metric | Bank of Eastern Oregon | U.S. Bank Trust Company, N.A. |
|---|---|---|
| Total Assets | $960,329K | $2,898M |
| Total Deposits | $849,014K | $0 |
| Total Loans | $626,957K | $0 |
| Total Equity | $103,868K | $2,677M |
| Net Income (quarter) | $3,995K | $126,092K |
Liquidity & funding
| Metric | Bank of Eastern Oregon | U.S. Bank Trust Company, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 73.85% | — |
| Core Deposit Ratio | 99.03% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Eastern Oregon | U.S. Bank Trust Company, N.A. |
|---|---|---|
| Headquarters City | HEPPNER | PORTLAND |
| Headquarters State | OR | OR |
| Asset Tier | Medium | Large |
| Charter Class | 0 | — |
| Regulator | FDIC | — |
| Domestic Branches | 22 | — |
| Employees (FTE) | 168 | 1,911 |
| Established | March 3, 1945, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Bank of Eastern Oregon profile | View full U.S. Bank Trust Company, N.A. profile | Browse all bank comparisons