Bank Comparison
Bank of Edison, the vs Angelina Savings Bank, Ssb
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 13
winning metrics across 22 comparable rows
Capital adequacy
| Metric | Bank of Edison, the | Angelina Savings Bank, Ssb |
|---|---|---|
| CET1 Ratio | 13.61% | 26.47% |
| Tier 1 Capital Ratio | 13.61% | 26.47% |
| Total Capital Ratio | 14.86% | 27.73% |
| Tier 1 Leverage Ratio | 8.45% | 11.36% |
| Equity / Assets | 5.56% | 11.28% |
Profitability
| Metric | Bank of Edison, the | Angelina Savings Bank, Ssb |
|---|---|---|
| Return on Assets (ROA) | 1.26% | 0.99% |
| Return on Equity (ROE) | 22.98% | 8.80% |
| Net Interest Margin (NIM) | 4.22% | 4.71% |
| Yield on Earning Assets | 6.20% | 5.72% |
| Cost of Funds | 2.09% | 1.10% |
Asset quality
| Metric | Bank of Edison, the | Angelina Savings Bank, Ssb |
|---|---|---|
| Texas Ratio | 18.61% | 2.81% |
| Non-Performing Loan Ratio | 2.03% | 0.63% |
| Non-Performing Asset Ratio | 1.19% | 0.34% |
| Net Charge-Off Ratio | 0.11% | 0.35% |
| ACL / Loans | 1.39% | 1.55% |
Balance sheet
| Metric | Bank of Edison, the | Angelina Savings Bank, Ssb |
|---|---|---|
| Total Assets | $84,922K | $84,762K |
| Total Deposits | $79,833K | $74,817K |
| Total Loans | $49,719K | $45,408K |
| Total Equity | $4,722K | $9,561K |
| Net Income (quarter) | $269 | $208 |
Liquidity & funding
| Metric | Bank of Edison, the | Angelina Savings Bank, Ssb |
|---|---|---|
| Loan-to-Deposit Ratio | 62.28% | 60.69% |
| Core Deposit Ratio | 83.24% | 94.07% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Bank of Edison, the | Angelina Savings Bank, Ssb |
|---|---|---|
| Headquarters City | EDISON | LUFKIN |
| Headquarters State | GA | TX |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 20 | 19 |
| Established | Oct. 1, 1904, midnight | Jan. 1, 1978, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Bank of Edison, the profile | View full Angelina Savings Bank, Ssb profile | Browse all bank comparisons