Bank Comparison
Buckeye Community Bank vs First Bank of Central Ohio
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 5
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Buckeye Community Bank | First Bank of Central Ohio |
|---|---|---|
| CET1 Ratio | 15.75% | — |
| Tier 1 Capital Ratio | 15.75% | — |
| Total Capital Ratio | 16.90% | — |
| Tier 1 Leverage Ratio | 12.82% | 10.21% |
| Equity / Assets | 12.12% | 10.69% |
Profitability
| Metric | Buckeye Community Bank | First Bank of Central Ohio |
|---|---|---|
| Return on Assets (ROA) | 0.65% | -0.20% |
| Return on Equity (ROE) | 5.35% | -1.86% |
| Net Interest Margin (NIM) | 4.13% | 3.01% |
| Yield on Earning Assets | 5.88% | 5.89% |
| Cost of Funds | 1.85% | 3.15% |
Asset quality
| Metric | Buckeye Community Bank | First Bank of Central Ohio |
|---|---|---|
| Texas Ratio | 0.15% | 5.52% |
| Non-Performing Loan Ratio | 0.03% | 0.79% |
| Non-Performing Asset Ratio | 0.02% | 0.64% |
| Net Charge-Off Ratio | -0.04% | 0.00% |
| ACL / Loans | 1.16% | 1.22% |
Balance sheet
| Metric | Buckeye Community Bank | First Bank of Central Ohio |
|---|---|---|
| Total Assets | $245,063K | $246,117K |
| Total Deposits | $213,980K | $216,718K |
| Total Loans | $190,917K | $199,888K |
| Total Equity | $29,710K | $26,306K |
| Net Income (quarter) | $395 | $-123 |
Liquidity & funding
| Metric | Buckeye Community Bank | First Bank of Central Ohio |
|---|---|---|
| Loan-to-Deposit Ratio | 89.22% | 92.23% |
| Core Deposit Ratio | 94.89% | 82.89% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Buckeye Community Bank | First Bank of Central Ohio |
|---|---|---|
| Headquarters City | ELYRIA | WORTHINGTON |
| Headquarters State | OH | OH |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 2 | 2 |
| Employees (FTE) | 44 | 35 |
| Established | Oct. 12, 1999, midnight | April 12, 2021, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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