Bank Comparison
Cattlemens Bank vs First National Bank & Trust Company of Mcalester
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 12
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Cattlemens Bank | First National Bank & Trust Company of Mcalester |
|---|---|---|
| CET1 Ratio | — | 15.90% |
| Tier 1 Capital Ratio | — | 15.90% |
| Total Capital Ratio | — | 17.15% |
| Tier 1 Leverage Ratio | 10.00% | 10.98% |
| Equity / Assets | 10.02% | 10.94% |
Profitability
| Metric | Cattlemens Bank | First National Bank & Trust Company of Mcalester |
|---|---|---|
| Return on Assets (ROA) | 1.16% | 1.87% |
| Return on Equity (ROE) | 12.22% | 16.93% |
| Net Interest Margin (NIM) | 4.05% | 4.09% |
| Yield on Earning Assets | 6.82% | 5.51% |
| Cost of Funds | 3.02% | 1.50% |
Asset quality
| Metric | Cattlemens Bank | First National Bank & Trust Company of Mcalester |
|---|---|---|
| Texas Ratio | 4.04% | 8.60% |
| Non-Performing Loan Ratio | 0.07% | 1.60% |
| Non-Performing Asset Ratio | 0.08% | 0.98% |
| Net Charge-Off Ratio | -0.01% | -0.04% |
| ACL / Loans | 0.93% | 1.35% |
Balance sheet
| Metric | Cattlemens Bank | First National Bank & Trust Company of Mcalester |
|---|---|---|
| Total Assets | $587,967K | $575,618K |
| Total Deposits | $455,615K | $504,906K |
| Total Loans | $513,213K | $354,047K |
| Total Equity | $58,916K | $62,991K |
| Net Income (quarter) | $1,713K | $2,683K |
Liquidity & funding
| Metric | Cattlemens Bank | First National Bank & Trust Company of Mcalester |
|---|---|---|
| Loan-to-Deposit Ratio | 112.64% | 70.12% |
| Core Deposit Ratio | 88.23% | 87.73% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Cattlemens Bank | First National Bank & Trust Company of Mcalester |
|---|---|---|
| Headquarters City | ALTUS | MCALESTER |
| Headquarters State | OK | OK |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 5052 |
| Regulator | FDIC | OCC |
| Domestic Branches | 7 | 6 |
| Employees (FTE) | 72 | 79 |
| Established | Jan. 1, 1910, midnight | Dec. 12, 1896, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Cattlemens Bank profile | View full First National Bank & Trust Company of Mcalester profile | Browse all bank comparisons