Bank Comparison
Chickasaw Community Bank vs Riverhills Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 13
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Chickasaw Community Bank | Riverhills Bank |
|---|---|---|
| CET1 Ratio | 22.98% | — |
| Tier 1 Capital Ratio | 22.98% | — |
| Total Capital Ratio | 24.24% | — |
| Tier 1 Leverage Ratio | 11.79% | 12.25% |
| Equity / Assets | 11.33% | 12.17% |
Profitability
| Metric | Chickasaw Community Bank | Riverhills Bank |
|---|---|---|
| Return on Assets (ROA) | 0.88% | 1.83% |
| Return on Equity (ROE) | 7.82% | 15.17% |
| Net Interest Margin (NIM) | 3.77% | 3.98% |
| Yield on Earning Assets | 5.01% | 5.41% |
| Cost of Funds | 1.33% | 1.63% |
Asset quality
| Metric | Chickasaw Community Bank | Riverhills Bank |
|---|---|---|
| Texas Ratio | 37.97% | 3.16% |
| Non-Performing Loan Ratio | 8.03% | 0.36% |
| Non-Performing Asset Ratio | 4.62% | 0.19% |
| Net Charge-Off Ratio | -0.02% | -0.19% |
| ACL / Loans | 1.50% | 2.20% |
Balance sheet
| Metric | Chickasaw Community Bank | Riverhills Bank |
|---|---|---|
| Total Assets | $447,230K | $447,075K |
| Total Deposits | $392,833K | $390,336K |
| Total Loans | $255,400K | $236,844K |
| Total Equity | $50,688K | $54,400K |
| Net Income (quarter) | $986 | $2,037K |
Liquidity & funding
| Metric | Chickasaw Community Bank | Riverhills Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 65.01% | 60.68% |
| Core Deposit Ratio | 98.57% | 90.25% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Chickasaw Community Bank | Riverhills Bank |
|---|---|---|
| Headquarters City | OKLAHOMA CITY | VICKSBURG |
| Headquarters State | OK | MS |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 5 | 5 |
| Employees (FTE) | 63 | 52 |
| Established | Jan. 1, 1903, midnight | Feb. 1, 1890, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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