Bank Comparison
Citizens-farmers Bank of Cole Camp, the vs Lakeview Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 8
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Citizens-farmers Bank of Cole Camp, the | Lakeview Bank |
|---|---|---|
| CET1 Ratio | — | 13.38% |
| Tier 1 Capital Ratio | — | 13.38% |
| Total Capital Ratio | — | 14.63% |
| Tier 1 Leverage Ratio | 14.81% | 8.74% |
| Equity / Assets | 14.09% | 7.86% |
Profitability
| Metric | Citizens-farmers Bank of Cole Camp, the | Lakeview Bank |
|---|---|---|
| Return on Assets (ROA) | 2.45% | 1.01% |
| Return on Equity (ROE) | 17.20% | 12.22% |
| Net Interest Margin (NIM) | 4.14% | 4.12% |
| Yield on Earning Assets | 6.08% | 5.87% |
| Cost of Funds | 2.13% | 1.87% |
Asset quality
| Metric | Citizens-farmers Bank of Cole Camp, the | Lakeview Bank |
|---|---|---|
| Texas Ratio | 9.75% | 7.54% |
| Non-Performing Loan Ratio | 1.24% | 0.72% |
| Non-Performing Asset Ratio | 1.21% | 0.49% |
| Net Charge-Off Ratio | -0.04% | 0.15% |
| ACL / Loans | 1.32% | 1.34% |
Balance sheet
| Metric | Citizens-farmers Bank of Cole Camp, the | Lakeview Bank |
|---|---|---|
| Total Assets | $208,742K | $208,551K |
| Total Deposits | $177,711K | $186,874K |
| Total Loans | $131,856K | $142,705K |
| Total Equity | $29,416K | $16,402K |
| Net Income (quarter) | $1,243K | $505 |
Liquidity & funding
| Metric | Citizens-farmers Bank of Cole Camp, the | Lakeview Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 74.20% | 76.36% |
| Core Deposit Ratio | 90.89% | 95.01% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Citizens-farmers Bank of Cole Camp, the | Lakeview Bank |
|---|---|---|
| Headquarters City | COLE CAMP | LAKEVILLE |
| Headquarters State | MO | MN |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 2 | 2 |
| Employees (FTE) | 29 | 21 |
| Established | March 29, 1929, midnight | July 8, 2004, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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