Bank Comparison
City National Bank of Colorado City, the vs Paradise Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 13
winning metrics across 20 comparable rows
Capital adequacy
| Metric | City National Bank of Colorado City, the | Paradise Bank |
|---|---|---|
| CET1 Ratio | — | 12.12% |
| Tier 1 Capital Ratio | — | 12.12% |
| Total Capital Ratio | — | 13.11% |
| Tier 1 Leverage Ratio | 10.73% | 8.11% |
| Equity / Assets | 12.22% | 6.47% |
Profitability
| Metric | City National Bank of Colorado City, the | Paradise Bank |
|---|---|---|
| Return on Assets (ROA) | 1.19% | 1.93% |
| Return on Equity (ROE) | 9.69% | 28.70% |
| Net Interest Margin (NIM) | 4.31% | 4.70% |
| Yield on Earning Assets | 6.61% | 6.45% |
| Cost of Funds | 2.46% | 1.77% |
Asset quality
| Metric | City National Bank of Colorado City, the | Paradise Bank |
|---|---|---|
| Texas Ratio | 1.86% | 0.87% |
| Non-Performing Loan Ratio | 0.12% | 0.09% |
| Non-Performing Asset Ratio | 0.12% | 0.06% |
| Net Charge-Off Ratio | 0.01% | 0.20% |
| ACL / Loans | 1.55% | 1.00% |
Balance sheet
| Metric | City National Bank of Colorado City, the | Paradise Bank |
|---|---|---|
| Total Assets | $444,315K | $444,871K |
| Total Deposits | $389,073K | $413,051K |
| Total Loans | $296,584K | $301,852K |
| Total Equity | $54,280K | $28,792K |
| Net Income (quarter) | $1,327K | $2,182K |
Liquidity & funding
| Metric | City National Bank of Colorado City, the | Paradise Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 76.23% | 73.08% |
| Core Deposit Ratio | 84.84% | 91.49% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | City National Bank of Colorado City, the | Paradise Bank |
|---|---|---|
| Headquarters City | COLORADO CITY | BOCA RATON |
| Headquarters State | TX | FL |
| Asset Tier | Small | Small |
| Charter Class | 5276 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 4 | 3 |
| Employees (FTE) | 50 | 51 |
| Established | — | July 25, 2005, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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