Bank Comparison
Dominion Bank vs First Independent Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 14
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Dominion Bank | First Independent Bank |
|---|---|---|
| CET1 Ratio | 11.93% | 12.31% |
| Tier 1 Capital Ratio | 11.93% | 12.31% |
| Total Capital Ratio | 12.85% | 13.35% |
| Tier 1 Leverage Ratio | 10.90% | 9.89% |
| Equity / Assets | 10.99% | 9.30% |
Profitability
| Metric | Dominion Bank | First Independent Bank |
|---|---|---|
| Return on Assets (ROA) | 0.82% | 1.39% |
| Return on Equity (ROE) | 7.53% | 16.07% |
| Net Interest Margin (NIM) | 3.29% | 3.75% |
| Yield on Earning Assets | 5.95% | 5.49% |
| Cost of Funds | 2.90% | 1.90% |
Asset quality
| Metric | Dominion Bank | First Independent Bank |
|---|---|---|
| Texas Ratio | 10.39% | 1.54% |
| Non-Performing Loan Ratio | 1.40% | 0.17% |
| Non-Performing Asset Ratio | 1.21% | 0.15% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.92% | 1.16% |
Balance sheet
| Metric | Dominion Bank | First Independent Bank |
|---|---|---|
| Total Assets | $635,249K | $634,126K |
| Total Deposits | $559,341K | $537,424K |
| Total Loans | $546,257K | $426,579K |
| Total Equity | $69,806K | $58,997K |
| Net Income (quarter) | $1,302K | $2,141K |
Liquidity & funding
| Metric | Dominion Bank | First Independent Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 97.66% | 79.37% |
| Core Deposit Ratio | 94.91% | 86.74% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Dominion Bank | First Independent Bank |
|---|---|---|
| Headquarters City | DALLAS | RUSSELL |
| Headquarters State | TX | MN |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 4 | 12 |
| Employees (FTE) | 48 | 86 |
| Established | Aug. 1, 1911, midnight | Jan. 1, 1903, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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