Bank Comparison
Dysart State Bank vs Maxwell State Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 11
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Dysart State Bank | Maxwell State Bank |
|---|---|---|
| CET1 Ratio | 15.60% | 17.66% |
| Tier 1 Capital Ratio | 15.60% | 17.66% |
| Total Capital Ratio | 16.63% | 18.39% |
| Tier 1 Leverage Ratio | 11.06% | 11.83% |
| Equity / Assets | 11.07% | 11.86% |
Profitability
| Metric | Dysart State Bank | Maxwell State Bank |
|---|---|---|
| Return on Assets (ROA) | 1.87% | -3.21% |
| Return on Equity (ROE) | 17.13% | -27.52% |
| Net Interest Margin (NIM) | 5.12% | 3.04% |
| Yield on Earning Assets | 5.89% | 4.61% |
| Cost of Funds | 0.71% | 1.87% |
Asset quality
| Metric | Dysart State Bank | Maxwell State Bank |
|---|---|---|
| Texas Ratio | 6.46% | 5.07% |
| Non-Performing Loan Ratio | 0.00% | 0.00% |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.43% |
| ACL / Loans | 1.02% | 0.98% |
Balance sheet
| Metric | Dysart State Bank | Maxwell State Bank |
|---|---|---|
| Total Assets | $17,053K | $28,059K |
| Total Deposits | $13,751K | $24,574K |
| Total Loans | $12,227K | $14,526K |
| Total Equity | $1,888K | $3,328K |
| Net Income (quarter) | $80 | $-237 |
Liquidity & funding
| Metric | Dysart State Bank | Maxwell State Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 88.92% | 59.11% |
| Core Deposit Ratio | 100.00% | 92.46% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Dysart State Bank | Maxwell State Bank |
|---|---|---|
| Headquarters City | DYSART | MAXWELL |
| Headquarters State | IA | IA |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 6 | 8 |
| Established | Jan. 1, 1934, midnight | Feb. 1, 1943, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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