Dysart State Bank
Dysart State Bank is the primary bank subsidiary of its parent holding company, headquartered in Dysart, IA. Dysart State's Q1 2026 balance sheet shows $17M in assets funded primarily by $14M in customer deposits. Profitability is strong — 1.87% ROA, paired with 17.13% ROE and a 5.12% net interest margin. Capital cushions are healthy: 15.60% CET1, 11.06% Tier 1 leverage. Asset quality is pristine — 0.00% NPLs and a 6.46% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 301 Main St, DYSART, IA 52224
- County
- Tama
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- January 1, 1934
- Branches
- 1 domestic
- Employees (FTE)
- 6
- FDIC Cert
- 17441
- Fed RSSD
- 602842
- Website
- WWW.DYSARTSTATEBANK.COM →
- Parent Holding Company
- DYSART BANCSHARES, INC. (RSSD 1130717)
Capital & Liquidity
Inside the full Dysart State Bank terminal
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Dysart State Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Dysart State Bank
What are Dysart State Bank's total assets?
As of the Q1 2026 filing, Dysart State Bank reported total assets of $17.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Dysart State Bank headquartered?
Dysart State Bank is headquartered in DYSART, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Dysart State Bank founded?
Dysart State Bank was established in 1934, per the FDIC institution directory.
Is Dysart State Bank FDIC-insured?
Yes. Dysart State Bank is an FDIC-insured commercial bank (FDIC Certificate #17441). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Dysart State Bank?
Dysart State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Dysart State Bank's CET1 capital ratio?
Dysart State Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.60% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Dysart State Bank operate?
Dysart State Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Dysart State Bank's Texas Ratio?
Dysart State Bank's Texas Ratio is 6.46% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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