Peoples State Bank
Peoples State Bank is a small community bank chartered in 1952, based in Blair, OK. On its most recent Q1 2026 call report, Peoples State reported $14M in total assets against $13M in deposits. Returns are notably above industry norms: 1.32% ROA, 10.35% ROE, and 6.76% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.89% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.00% NPLs and a 0.00% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 117 East Main Street, BLAIR, OK 73526
- County
- Jackson
- Metro Area
- ALTUS, OK
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- August 25, 1952
- Branches
- 1 domestic
- Employees (FTE)
- 5
- FDIC Cert
- 17138
- Fed RSSD
- 991854
- Website
- http://www.psbokonline.com →
Inside the full Peoples State Bank terminal
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Peoples State Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Similar banks
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Frequently asked about Peoples State Bank
What are Peoples State Bank's total assets?
As of the Q1 2026 filing, Peoples State Bank reported total assets of $14.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoples State Bank headquartered?
Peoples State Bank is headquartered in BLAIR, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peoples State Bank founded?
Peoples State Bank was established in 1952, per the FDIC institution directory.
Is Peoples State Bank FDIC-insured?
Yes. Peoples State Bank is an FDIC-insured commercial bank (FDIC Certificate #17138). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples State Bank?
Peoples State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Peoples State Bank operate?
Peoples State Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Peoples State Bank's Texas Ratio?
Peoples State Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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