Bank Comparison
Peoples State Bank vs Thrivent Trust CO.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 8
winning metrics across 15 comparable rows
Capital adequacy
| Metric | Peoples State Bank | Thrivent Trust CO. |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 12.89% | 78.03% |
| Equity / Assets | 12.40% | 80.25% |
Profitability
| Metric | Peoples State Bank | Thrivent Trust CO. |
|---|---|---|
| Return on Assets (ROA) | 1.32% | 6.52% |
| Return on Equity (ROE) | 10.35% | 8.48% |
| Net Interest Margin (NIM) | 6.76% | 3.48% |
| Yield on Earning Assets | 7.15% | 3.67% |
| Cost of Funds | 0.39% | 1.40% |
Asset quality
| Metric | Peoples State Bank | Thrivent Trust CO. |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | — |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.00% | — |
| ACL / Loans | 0.79% | — |
Balance sheet
| Metric | Peoples State Bank | Thrivent Trust CO. |
|---|---|---|
| Total Assets | $14,444K | $15,233K |
| Total Deposits | $12,647K | $2,000K |
| Total Loans | $10,214K | $0 |
| Total Equity | $1,791K | $12,224K |
| Net Income (quarter) | $46 | $257 |
Liquidity & funding
| Metric | Peoples State Bank | Thrivent Trust CO. |
|---|---|---|
| Loan-to-Deposit Ratio | 80.76% | 0.00% |
| Core Deposit Ratio | 100.00% | 0.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Peoples State Bank | Thrivent Trust CO. |
|---|---|---|
| Headquarters City | BLAIR | APPLETON |
| Headquarters State | OK | WI |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 715054 |
| Regulator | FDIC | OCC |
| Domestic Branches | 1 | 2 |
| Employees (FTE) | 5 | 23 |
| Established | Aug. 25, 1952, midnight | Nov. 2, 1998, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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