Thrivent Trust Co.
BankRegReports is independent of Thrivent Trust Co. and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Thrivent Trust Co. is an FDIC-insured savings institution headquartered in Appleton, WI, established in 1998 (FDIC certificate 34799), and it is supervised by the OCC. At Q2 2026 it reported total assets of $15.5M, up 4.9% from Q2 2025, the 153rd largest of 153 banks headquartered in Wisconsin.
- Charter
- Savings institution
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 34799
- Headquarters
- Appleton, WI
- Established
- 1998
- Total assets, Q2 2026
- $15.5M
- Assets vs Q2 2025
- +4.9%
- Capital ratio
- Not reported
- Domestic offices
- 2 FDIC institution directory, current count
- Asset rank in state
- 153rd of 153 in Wisconsin
Thrivent Trust Co. carries far more capital than most banks of its size. Its balance sheet stood at $15 million at June 30, 2026, up 4.9% from a year earlier; it is based in Appleton, Wisconsin. It funds 82.67% of its assets with Tier 1 capital, 6.3 times the median of 13.06% for the 583 banks with less than $100 million in assets. It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 1.4%).
Earnings jumped: net income for the quarter was $375,000, 85% above the same quarter a year earlier. Its margin is thin by comparison: it keeps 3.22 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.87 cents).
As of June 30, 2026, Thrivent Trust Co. reported a return on assets of 9.78% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Thrivent Trust Co. ranks as the smallest of the 153 banks based in Wisconsin, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.5% to $15.5M, deposits were flat. Its 2 offices in the FDIC Summary of Deposits are in Appleton, WI and Minneapolis, MN; its Appleton office books 100% of its branch deposits. On its Q2 2026 call report, Thrivent Trust Co. meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 4321 N Ballard Rd, Appleton, WI 54919
- County
- Outagamie
- Metro Area
- Appleton, WI
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- —
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- November 2, 1998
- Former names
- Thrivent Trust Company (2012); Thrivent Financial Bank (2011-2012); AAL Bank and Trust, FSB (2001-2002)
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 22
- Domestic deposits
- $2.0M
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $15.3M
- Average total loans
- $0
- Average interest-bearing deposits
- $2.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- November 2, 1998
- FDIC Cert
- 34799
- Fed RSSD
- 2745529
- Website
- www.thriventtrust.com →
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Thrivent Trust Co. reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Thrivent Trust Co.'s total assets moved between a low of $14.0M (Q4 2023) and a high of $16.4M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$15.5M total assets against $14.7M; $2.9M total liabilities against $2.8M.
$0 net loans and leases against $0; $2.0M total deposits against $2.0M.
$14.4M securities against $13.7M; $120K cash and balances due against $122K.
$129K total interest income against $119K; $7K total interest expense against $7K.
$122K net interest income against $112K.
$2.5M total noninterest income against $2.3M; $2.2M total noninterest expense against $2.1M.
No provision recorded in the last 12 quarters.
$375K net income against $203K.
9.78% return on assets against 5.75%; 3.22% net interest margin against 3.94%.
82.67% tier 1 leverage ratio against 85.24%.
Inside the full Thrivent Trust Co. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThrivent Trust Co. rankings
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 4.10% (Q4 2024) to 9.78% (Q2 2026) and its net interest margin ran from 2.85% (Q3 2024) to 3.94% (Q2 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 82.67% | 9.78% | — | 0.00% | 3.22% |
| Q1 2026 | 78.03% | 6.52% | — | 0.00% | 3.48% |
| Q4 2025 | 78.98% | 7.84% | — | 0.00% | 3.69% |
| Q3 2025 | 85.17% | 6.20% | — | 0.00% | 3.62% |
| Q2 2025 | 85.24% | 5.75% | — | 0.00% | 3.94% |
| Q1 2025 | 82.96% | 5.36% | — | 0.00% | 3.17% |
| Q4 2024 | 79.52% | 4.10% | — | 0.00% | 3.51% |
| Q3 2024 | 84.87% | 9.12% | — | 0.00% | 2.85% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Thrivent Trust Company | Appleton , WI | 54919 | $2.0M |
| Minneapolis Branch | Minneapolis , MN | 55415 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 1, 2012 | Structure Change | Split | FFIEC NIC |
| January 1, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2002 | Structure Change | Acquired LB Community Bank and Trust, FSB Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 1, 2001 | Structure Change | Acquired Aal Member Credit Union Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in WI, rank 185 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Thrivent Trust Co.’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Thrivent Trust Co.
What are Thrivent Trust Co.'s total assets?
As of the Q2 2026 filing, Thrivent Trust Co. reported total assets of $15.5 million in its FFIEC call report.
Where is Thrivent Trust Co. headquartered?
It is headquartered in Appleton, WI, United States.
When was Thrivent Trust Co. founded?
It was established in 1998, per the FDIC institution directory.
Is Thrivent Trust Co. FDIC-insured?
Yes. It is an FDIC-insured savings institution (FDIC Certificate #34799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Thrivent Trust Co.?
Thrivent Trust Co.'s primary federal regulator is the OCC.
How many branches does Thrivent Trust Co. operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Thrivent Trust Co.'s Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Thrivent Trust Co. previously called?
The charter now named Thrivent Trust Co. has also operated as Thrivent Trust Company (2012), Thrivent Financial Bank (2011-2012), AAL Bank and Trust, FSB (2001-2002), per FDIC structure-change records.
Go deeper on Thrivent Trust Co.
Get an email when Thrivent Trust Co. files its next call report, and benchmark it against any peer you choose.
Unlock Thrivent Trust Co., freeFree account