Davidson Trust Co.
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Data as of · sourced from FFIEC call reports. How we update
Davidson Trust Co. is an FDIC-insured savings institution headquartered in Great Falls, MT, established in 2001 (FDIC certificate 35510), and it is supervised by the OCC. At Q2 2026 it reported total assets of $13.2M, up 10.2% from Q2 2025, the 35th largest of 35 banks headquartered in Montana.
- Charter
- Savings institution
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 35510
- Headquarters
- Great Falls, MT
- Established
- 2001
- Total assets, Q2 2026
- $13.2M
- Assets vs Q2 2025
- +10.2%
- Capital ratio
- Not reported
- Domestic offices
- 13 FDIC institution directory, current count
- Routing number
- 092150007
- Asset rank in state
- 35th of 35 in Montana
Davidson Trust Co. spends more to run itself than most banks of its size. Based in Great Falls, Montana, it had $13 million in assets at June 30, 2026, up 10.2% from a year earlier. It loses about $1.29 a year on every $100 of assets, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median $1.06). On the other hand, it pays an average of 0.00% on its deposits and borrowings, lower than about 9 in 10 banks its size (median 1.53%).
It lost $42,000 in the quarter. Costs are the weak spot: it spends about 100 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 69 cents).
As of June 30, 2026, Davidson Trust Co. reported a CET1 capital ratio of 159.08%, a return on assets of -1.29% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 35 banks headquartered in Montana, Davidson Trust Co. is the smallest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 8.0% to $13.2M, deposits were flat. The FDIC Summary of Deposits lists 14 offices for it, in 13 cities across 8 states; its Great Falls 2 offices book 100% of its branch deposits. By the capital ratios in its Q2 2026 call report, Davidson Trust Co. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 8 3rd St N Ste 200, Great Falls, MT 59401
- County
- Cascade
- Metro Area
- Great Falls, MT
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- —
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 2001
- Domestic offices
- 13 FDIC institution directory, current count
- Employees (FTE)
- 31
- Domestic deposits
- $500K
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $13.0M
- Average total loans
- $0
- Average interest-bearing deposits
- $500K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 2001
- FDIC Cert
- 35510
- Fed RSSD
- 644954
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Davidson Trust Co.'s total assets ran between $9.9M (Q1 2024) and $13.2M (Q3 2025), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$13.2M total assets against $12.0M; $3.3M total liabilities against $2.4M.
$0 net loans and leases against $0; $500K total deposits against $500K.
$11.6M securities against $10.8M; $0 cash and balances due against $0.
$101K total interest income against $93K; $0 total interest expense against $0.
$101K net interest income against $93K.
$3.7M total noninterest income against $3.0M; $3.8M total noninterest expense against $2.7M.
No provision recorded in the last 12 quarters.
-$42K net income against $273K.
-1.29% return on assets against 9.19%; 3.50% net interest margin against 3.48%.
159.08% CET1 capital ratio against 168.90%; 75.93% tier 1 leverage ratio against 80.61%.
Inside the full Davidson Trust Co. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -1.29% (Q2 2026) to 14.26% (Q4 2024) and its net interest margin ran from 3.48% (Q2 2025) to 3.75% (Q1 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 159.08% | -1.29% | — | 0.00% | 3.50% |
| Q1 2026 | 196.92% | 8.55% | — | 0.00% | 3.75% |
| Q4 2025 | 183.63% | 9.92% | — | 0.00% | 3.70% |
| Q3 2025 | 158.38% | 13.64% | — | 0.00% | 3.57% |
| Q2 2025 | 168.90% | 9.19% | — | 0.00% | 3.48% |
| Q1 2025 | 197.19% | 13.86% | — | 0.00% | 3.59% |
| Q4 2024 | 196.84% | 14.26% | — | 0.00% | 3.68% |
| Q3 2024 | 173.13% | 9.90% | — | 0.00% | 3.49% |
Swipe the table sideways to see every column.
Branch Network
View all 14 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Davidson Trust Co. (main office) | Great Falls , MT | 59401 | $500K |
| D.A. Davidson Trust Company Branch | Medford , OR | 97504 | $0 |
| D.A. Davidson Trust Company Branch | Omaha , NE | 68114 | $0 |
| D.A. Davidson Trust Company Branch | Billings , MT | 59101 | $0 |
| D.A. Davidson Trust Company Branch | Boise , ID | 83702 | $0 |
| D.A. Davidson Trust Company Branch | Wilmington , NC | 28405 | $0 |
| D.A. Davidson Trust Company Branch | Sparks , NV | 89436 | $0 |
| D.A. Davidson Trust Company Branch | Spokane , WA | 99201 | $0 |
| D.A. Davidson Trust Company Branch | Richmond , VA | 23230 | $0 |
| D.A. Davidson Trust Company Branch | Seattle , WA | 98104 | $0 |
| D.A. Davidson Trust Company Branch | Great Falls , MT | 59401 | $0 |
| D.A. Davidson Trust Company Branch | Portland , OR | 97201 | $0 |
| D.A. Davidson Trust Company Branch | Vancouver , WA | 98660 | $0 |
| D.A. Davidson Trust Company Branch | Lincoln , NE | 68508 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 3 against the institution (OCC (former OTS))
- May 23, 2006, OCC (former OTS): Termination of Cease and Desist: Davidson Trust Co.
- August 12, 2005, OCC (former OTS): Cease and Desist: Davidson Trust Co.
- April 26, 2004, OCC (former OTS): Cease and Desist: Davidson Trust Co.
- Period: Most recent institution action May 23, 2006. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in MT, rank 48 of 48 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Davidson Trust Co.
What are Davidson Trust Co.'s total assets?
As of the Q2 2026 filing, Davidson Trust Co. reported total assets of $13.2 million in its FFIEC call report.
Where is Davidson Trust Co. headquartered?
It is headquartered in Great Falls, MT, United States.
When was Davidson Trust Co. founded?
It was established in 2001, per the FDIC institution directory.
Is Davidson Trust Co. FDIC-insured?
Yes. It is an FDIC-insured savings institution (FDIC Certificate #35510). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Davidson Trust Co.?
Davidson Trust Co.'s primary federal regulator is the OCC.
What is Davidson Trust Co.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 159.08% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Davidson Trust Co. operate?
It operates 13 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Davidson Trust Co.'s Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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