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Davidson Trust Co.: Peer Group Comparison

Peer strength score 70/100
Peer group Banks with under $100M in assets
Peers compared 578
Quartile spread 12 top · 1 above · 2 below · 5 bottom
Cost of Funds · 99thLoan / Deposit · 98thCore Deposit Ratio · 97th Yield on Earning Assets · 5thROAA · 6thPPNR / Avg Assets · 8th

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks Davidson Trust Co. of Great Falls, MT against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA -1.29% 0.85% -2.14% 6th bottom
ROAE -1.70% 5.23% -6.93% 10th bottom
Net Interest Margin 3.50% 3.94% -0.44% 30th below
Efficiency Ratio 100.21% 76.13% +24.08% 10th bottom
PPNR / Avg Assets -0.25% — — 8th bottom
Yield on Earning Assets 3.50% 5.42% -1.92% 5th bottom
Cost of Funds 0.00% 1.69% -1.69% 99th top
Net Interest Spread 3.50% — — 57th above

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPA / Total Assets 0.00% — — 83rd top
Texas Ratio 0.00% 7.23% -7.23% 83rd top

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
CET1 Ratio 159.08% 25.12% +133.96% 89th top
Tier 1 Ratio 159.08% 25.12% +133.96% 89th top
Total Capital Ratio 159.08% — — 89th top
Leverage Ratio 75.93% 14.13% +61.80% 91st top
Equity / Assets 74.82% 13.07% +61.75% 91st top
TCE / Tangible Assets 74.82% — — 91st top

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit 0.00% 68.58% -68.58% 98th top
Core Deposit Ratio 100.00% 88.79% +11.21% 97th top

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) 10.24% — — 84th top
Deposit Growth (Y/Y) 0.00% — — 35th below

See Davidson Trust Co.'s peers by name

The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Davidson Trust Co. profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Davidson Trust Co. peer analysis.