The Preferred Legacy National Trust Bank
The Preferred Legacy National Trust Bank is an FDIC-insured bank headquartered in Canton, OH, with $12.5M in total assets at Q3 2026, up 41.3% from Q3 2025.
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Data as of · sourced from FFIEC call reports. How we update
- Charter
- Bank
- Deposit insurance
- FDIC
- FDIC certificate
- Not reported
- Headquarters
- Canton, OH
- Established
- Not reported
- Total assets, Q3 2026
- $12.5M
- Assets vs Q3 2025
- +41.3%
- Capital ratio
- Not reported
- Domestic offices
- Not reported
- Routing number
- 043450028
- Latest call report
- Q3 2026, FFIEC 041 · The Preferred Legacy National Trust Bank call report
The Preferred Legacy National Trust Bank carries far more capital than most banks of its size. The Canton, Ohio bank had $13 million in assets at September 30, 2026, up 41.3% from a year earlier. It holds common equity equal to 82.94% of its risk-weighted assets, 3.8 times the median of 21.64% for the 526 banks with less than $100 million in assets. It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 1.6%).
Its margin is thin by comparison: it keeps 3.30 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.99 cents).
As of September 30, 2026, The Preferred Legacy National Trust Bank reported a CET1 capital ratio of 82.94%, a return on assets of 8.92% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
From Q2 2026 to Q3 2026, its total assets rose 9.4% to $12.5M. Judged on its Q3 2026 call report, The Preferred Legacy National Trust Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Metro Area
- Canton-Massillon, OH
- Federal Reserve member
- —
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Employees (FTE)
- 17
- Domestic deposits
- $0
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $12.2M
- Average total loans
- $0
- Average interest-bearing deposits
- $0
- Fed RSSD
- 5887420
Asset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
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Ratios tagged annualized use the Q3 income alone. The UBPR and FDIC annualize the year to date instead. How we compute these figures
Quarterly trends
The Preferred Legacy National Trust Bank's total assets moved between a low of $7.0M (Q4 2024) and a high of $12.5M (Q3 2026) from Q2 2024 to Q3 2026, and it earned a profit in 4 of the 10 quarters. The line under each chart compares Q3 2026 with Q3 2025. How these charts are built
$12.5M total assets against $8.9M; $2.1M total liabilities against $668K.
$0 net loans and leases against $0; $0 total deposits against $0.
$100K securities against $100K; $10.9M cash and balances due against $7.5M.
$43K total interest income against $49K; $0 total interest expense against $0.
$43K net interest income against $49K.
$1.2M total noninterest income against $716K; $1.0M total noninterest expense against $981K.
No provision recorded in the last 10 quarters.
$272K net income against -$216K.
8.92% return on assets against -9.91%; 3.30% net interest margin against 3.95%.
82.94% CET1 capital ratio against 92.48%; 85.35% tier 1 leverage ratio against 94.21%.
Inside the full The Preferred Legacy National Trust Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q3 2026, its return on assets ran from -9.91% (Q3 2025) to 13.51% (Q1 2026) and its net interest margin ran from 3.30% (Q3 2026) to 4.93% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q3 2026 | 82.94% | 8.92% | — | 0.00% | 3.30% |
| Q2 2026 | 88.35% | 12.45% | — | 0.00% | 3.96% |
| Q1 2026 | 92.21% | 13.51% | — | 0.00% | 3.38% |
| Q4 2025 | 88.74% | -1.07% | — | 0.00% | 4.54% |
| Q3 2025 | 92.48% | -9.91% | — | 0.00% | 3.95% |
| Q2 2025 | 92.85% | 1.77% | — | 0.00% | 4.40% |
| Q1 2025 | 98.05% | -6.77% | — | 0.00% | 3.97% |
| Q4 2024 | 97.83% | -8.13% | — | 0.00% | 4.93% |
Swipe the table sideways to see every column.
Regulatory record
Facts as filed or published, not a rating.
- Not on file
- Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Preferred Legacy National Trust Bank
What are The Preferred Legacy National Trust Bank's total assets?
As of the Q3 2026 filing, The Preferred Legacy National Trust Bank reported total assets of $12.5 million in its FFIEC call report.
Where is The Preferred Legacy National Trust Bank headquartered?
It is headquartered in Canton, OH, United States.
What is The Preferred Legacy National Trust Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 82.94% in its Q3 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
What is The Preferred Legacy National Trust Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q3 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures nonperforming assets against the bank's capital and reserves.
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