Thrivent Trust Co.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The standout move of Q2 2026 was in Equity capital to average assets: 4.40 percentage points higher than in Q1 2026, at 81.88%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 82.67% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $12.7M |
| Tier 1 capital | $12.7M |
| Total risk-based capital | — |
| Total equity capital | $12.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 81.24% |
| Tangible equity to tangible assets | 81.24% |
| Equity capital to average assets | 81.88% |
| Internal capital growth rate | 12.27% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $5.9M |
| Common stock surplus | $0 |
| Retained earnings | $6.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$122K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 307.49% | 307.49% | 307.49% | 83.89% | $3.7M |
| Q4 2023 | 307.77% | 307.77% | 307.77% | 81.19% | $3.7M |
| Q1 2024 | 305.73% | 305.73% | 305.73% | 83.59% | $3.8M |
| Q2 2024 | 288.00% | 288.00% | 288.00% | 88.78% | $4.1M |
| Q3 2024 | 323.85% | 323.85% | 323.85% | 84.87% | $3.7M |
| Q4 2024 | — | — | — | 79.52% | — |
| Q1 2025 | — | — | — | 82.96% | — |
| Q2 2025 | — | — | — | 85.24% | — |
| Q3 2025 | — | — | — | 85.17% | — |
| Q4 2025 | — | — | — | 78.98% | — |
| Q1 2026 | — | — | — | 78.03% | — |
| Q2 2026 | — | — | — | 82.67% | — |
Thrivent Trust Co. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Thrivent Trust Co., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Thrivent Trust Co. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34799) · FFIEC NIC profile (RSSD 2745529)