Bank Comparison
Eastern National Bank vs Raymond James Trust, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 13
winning metrics across 17 comparable rows
Capital adequacy
| Metric | Eastern National Bank | Raymond James Trust, N.A. |
|---|---|---|
| CET1 Ratio | 14.67% | 221.35% |
| Tier 1 Capital Ratio | 14.67% | 221.35% |
| Total Capital Ratio | 15.94% | 221.35% |
| Tier 1 Leverage Ratio | 8.49% | 75.68% |
| Equity / Assets | 9.03% | 83.82% |
Profitability
| Metric | Eastern National Bank | Raymond James Trust, N.A. |
|---|---|---|
| Return on Assets (ROA) | -7.19% | 19.86% |
| Return on Equity (ROE) | -76.92% | 25.24% |
| Net Interest Margin (NIM) | 4.32% | 3.22% |
| Yield on Earning Assets | 5.27% | 3.22% |
| Cost of Funds | 0.99% | — |
Asset quality
| Metric | Eastern National Bank | Raymond James Trust, N.A. |
|---|---|---|
| Texas Ratio | 0.49% | 0.00% |
| Non-Performing Loan Ratio | 0.08% | — |
| Non-Performing Asset Ratio | 0.05% | 0.00% |
| Net Charge-Off Ratio | -0.07% | — |
| ACL / Loans | 2.10% | — |
Balance sheet
| Metric | Eastern National Bank | Raymond James Trust, N.A. |
|---|---|---|
| Total Assets | $73,543K | $82,318K |
| Total Deposits | $64,791K | $0 |
| Total Loans | $50,097K | $0 |
| Total Equity | $6,642K | $68,996K |
| Net Income (quarter) | $-1,413 | $4,527K |
Liquidity & funding
| Metric | Eastern National Bank | Raymond James Trust, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 77.32% | — |
| Core Deposit Ratio | 92.83% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Eastern National Bank | Raymond James Trust, N.A. |
|---|---|---|
| Headquarters City | MIAMI | SAINT PETERSBURG |
| Headquarters State | FL | FL |
| Asset Tier | Micro | Micro |
| Charter Class | 15748 | — |
| Regulator | OCC | — |
| Domestic Branches | 4 | — |
| Employees (FTE) | 49 | 162 |
| Established | Sept. 3, 1969, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Eastern National Bank profile | View full Raymond James Trust, N.A. profile | Browse all bank comparisons