Bank Comparison
Fairfield National Bank, the vs First Eagle Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 16
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Fairfield National Bank, the | First Eagle Bank |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 12.25% | 21.46% |
| Equity / Assets | 10.52% | 20.80% |
Profitability
| Metric | Fairfield National Bank, the | First Eagle Bank |
|---|---|---|
| Return on Assets (ROA) | 0.64% | 2.03% |
| Return on Equity (ROE) | 6.37% | 9.89% |
| Net Interest Margin (NIM) | 2.55% | 4.29% |
| Yield on Earning Assets | 4.53% | 5.75% |
| Cost of Funds | 2.15% | 1.83% |
Asset quality
| Metric | Fairfield National Bank, the | First Eagle Bank |
|---|---|---|
| Texas Ratio | 9.03% | 0.12% |
| Non-Performing Loan Ratio | 1.69% | 0.04% |
| Non-Performing Asset Ratio | 0.76% | 0.03% |
| Net Charge-Off Ratio | 0.49% | 0.00% |
| ACL / Loans | 1.22% | 1.27% |
Balance sheet
| Metric | Fairfield National Bank, the | First Eagle Bank |
|---|---|---|
| Total Assets | $627,517K | $623,529K |
| Total Deposits | $423,894K | $444,372K |
| Total Loans | $280,643K | $444,453K |
| Total Equity | $66,023K | $129,717K |
| Net Income (quarter) | $1,036K | $3,188K |
Liquidity & funding
| Metric | Fairfield National Bank, the | First Eagle Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 66.21% | 100.02% |
| Core Deposit Ratio | 88.47% | 87.12% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Fairfield National Bank, the | First Eagle Bank |
|---|---|---|
| Headquarters City | FAIRFIELD | CHICAGO |
| Headquarters State | IL | IL |
| Asset Tier | Medium | Medium |
| Charter Class | 6609 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 3 | 2 |
| Employees (FTE) | 75 | 43 |
| Established | Feb. 3, 1903, midnight | Feb. 14, 1985, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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