Bank Comparison
Farmers Bank, Frankfort, Indiana, INC., the vs Bank of Fayette County, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 9
winning metrics across 21 comparable rows
Capital adequacy
| Metric | Farmers Bank, Frankfort, Indiana, INC., the | Bank of Fayette County, the |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 10.03% | 9.57% |
| Equity / Assets | 8.48% | 9.10% |
Profitability
| Metric | Farmers Bank, Frankfort, Indiana, INC., the | Bank of Fayette County, the |
|---|---|---|
| Return on Assets (ROA) | 0.99% | 0.95% |
| Return on Equity (ROE) | 11.65% | 10.44% |
| Net Interest Margin (NIM) | 3.35% | 3.91% |
| Yield on Earning Assets | 5.55% | 6.42% |
| Cost of Funds | 2.39% | 2.69% |
Asset quality
| Metric | Farmers Bank, Frankfort, Indiana, INC., the | Bank of Fayette County, the |
|---|---|---|
| Texas Ratio | 4.38% | 12.82% |
| Non-Performing Loan Ratio | 0.44% | 1.32% |
| Non-Performing Asset Ratio | 0.31% | 1.12% |
| Net Charge-Off Ratio | 0.02% | 0.03% |
| ACL / Loans | 1.37% | 1.15% |
Balance sheet
| Metric | Farmers Bank, Frankfort, Indiana, INC., the | Bank of Fayette County, the |
|---|---|---|
| Total Assets | $1,122M | $1,121M |
| Total Deposits | $920,985K | $969,864K |
| Total Loans | $793,646K | $919,221K |
| Total Equity | $95,203K | $102,033K |
| Net Income (quarter) | $2,776K | $2,643K |
Liquidity & funding
| Metric | Farmers Bank, Frankfort, Indiana, INC., the | Bank of Fayette County, the |
|---|---|---|
| Loan-to-Deposit Ratio | 86.17% | 94.78% |
| Core Deposit Ratio | 92.55% | 81.48% |
| Uninsured Deposit Ratio | 45.53% | 22.40% |
Identity
| Metric | Farmers Bank, Frankfort, Indiana, INC., the | Bank of Fayette County, the |
|---|---|---|
| Headquarters City | FRANKFORT | PIPERTON |
| Headquarters State | IN | TN |
| Asset Tier | Large | Large |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 11 | 15 |
| Employees (FTE) | 153 | 212 |
| Established | Jan. 1, 1876, midnight | April 26, 1905, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Farmers Bank, Frankfort, Indiana, INC., the profile | View full Bank of Fayette County, the profile | Browse all bank comparisons