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BanksFarmers Bank, Frankfort, Indiana, INC., the

Farmers Bank, Frankfort, Indiana, INC., the

FRANKFORT, INLargeEst. Jan 1, 1876FDIC #12828RSSD #423449FDIC
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This quarter marks the 150-year anniversary of Farmers Bank, Frankfort, Indiana, Inc., the's 1876 charter. Headquartered in Frankfort, Farmers Bank, Frankfort, Indiana, Inc., the serves the Indiana market as a community-focused commercial bank. On its most recent Q1 2026 call report, Farmers Bank, Frankfort, Indiana, Inc., the reported $1.1B in total assets against $921M in deposits. Earnings are mid-range — 0.99% ROA and a 3.35% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.03% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.44% NPLs and a 4.38% Texas Ratio. Farmers Bank, Frankfort, Indiana, Inc., the operates a 11-branch network.

Headquarters Profile

Address
9 E Clinton St, FRANKFORT, IN 46041
County
Clinton
Metro Area
FRANKFORT, IN
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
9
Established
January 1, 1876
Branches
11 domestic
Employees (FTE)
153
FDIC Cert
12828
Fed RSSD
423449
Assets
$1.1B
Deposits
$921M
Loans
$794M
Equity
$95M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-310.99%0.44%4.38%3.35%
2025-12-311.01%0.31%2.63%3.36%
2025-09-301.05%0.32%2.64%3.44%
2025-06-300.96%0.35%2.86%3.43%
2025-03-310.84%0.39%4.00%3.40%
2024-12-3111.06%1.13%0.19%2.49%3.38%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
Loading branches…

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.

Frequently asked about Farmers Bank, Frankfort, Indiana, INC., the

What are Farmers Bank, Frankfort, Indiana, INC., the's total assets?

As of the Q1 2026 filing, Farmers Bank, Frankfort, Indiana, INC., the reported total assets of $1.12 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Farmers Bank, Frankfort, Indiana, INC., the headquartered?

Farmers Bank, Frankfort, Indiana, INC., the is headquartered in FRANKFORT, IN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Farmers Bank, Frankfort, Indiana, INC., the founded?

Farmers Bank, Frankfort, Indiana, INC., the was established in 1876, per the FDIC institution directory.

Is Farmers Bank, Frankfort, Indiana, INC., the FDIC-insured?

Yes. Farmers Bank, Frankfort, Indiana, INC., the is an FDIC-insured commercial bank (FDIC Certificate #12828). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Farmers Bank, Frankfort, Indiana, INC., the?

Farmers Bank, Frankfort, Indiana, INC., the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Farmers Bank, Frankfort, Indiana, INC., the operate?

Farmers Bank, Frankfort, Indiana, INC., the operates 11 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Farmers Bank, Frankfort, Indiana, INC., the's Texas Ratio?

Farmers Bank, Frankfort, Indiana, INC., the's Texas Ratio is 4.38% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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