Bank Comparison
Fidelity State Bank and Trust Company vs Bank of Protection, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 10
winning metrics across 21 comparable rows
Capital adequacy
| Metric | Fidelity State Bank and Trust Company | Bank of Protection, the |
|---|---|---|
| CET1 Ratio | 19.24% | 13.79% |
| Tier 1 Capital Ratio | 19.24% | 13.79% |
| Total Capital Ratio | 20.40% | 14.62% |
| Tier 1 Leverage Ratio | 9.35% | 11.79% |
| Equity / Assets | 9.38% | 11.60% |
Profitability
| Metric | Fidelity State Bank and Trust Company | Bank of Protection, the |
|---|---|---|
| Return on Assets (ROA) | 1.63% | 1.50% |
| Return on Equity (ROE) | 17.78% | 13.23% |
| Net Interest Margin (NIM) | 4.12% | 4.72% |
| Yield on Earning Assets | 5.38% | 6.49% |
| Cost of Funds | 1.35% | 1.87% |
Asset quality
| Metric | Fidelity State Bank and Trust Company | Bank of Protection, the |
|---|---|---|
| Texas Ratio | 0.17% | 1.35% |
| Non-Performing Loan Ratio | 0.00% | 0.00% |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.21% | 0.00% |
| ACL / Loans | 1.23% | 0.89% |
Balance sheet
| Metric | Fidelity State Bank and Trust Company | Bank of Protection, the |
|---|---|---|
| Total Assets | $147,665K | $150,246K |
| Total Deposits | $115,878K | $116,895K |
| Total Loans | $68,057K | $102,756K |
| Total Equity | $13,846K | $17,422K |
| Net Income (quarter) | $605 | $568 |
Liquidity & funding
| Metric | Fidelity State Bank and Trust Company | Bank of Protection, the |
|---|---|---|
| Loan-to-Deposit Ratio | 58.73% | 87.90% |
| Core Deposit Ratio | 95.71% | 88.56% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Fidelity State Bank and Trust Company | Bank of Protection, the |
|---|---|---|
| Headquarters City | Topeka | PROTECTION |
| Headquarters State | KS | KS |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 2 | 5 |
| Employees (FTE) | 29 | 21 |
| Established | April 29, 1922, midnight | April 2, 1980, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Fidelity State Bank and Trust Company profile | View full Bank of Protection, the profile | Browse all bank comparisons