Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company completed a merger involving an acquired institution in August 2025. Asset quality shifted last quarter — NPLs fell to 0.00% from 1.67% in the prior period. Operating from Topeka, KS, Fidelity State Bank and Trust Company serves its local market as an FDIC-insured commercial bank. Fidelity State Bank and Trust Company's Q2 2025 balance sheet shows $148M in assets funded primarily by $116M in customer deposits. The bank posts a strong 1.63% ROA and 17.78% ROE. Capital cushions are healthy: 19.24% CET1, 9.35% Tier 1 leverage. Asset quality is pristine — 0.00% NPLs and a 0.17% Texas Ratio. It operates 2 branches, primarily in Kansas.
Headquarters Profile
- Address
- 600 S Kansas Ave, Topeka, KS 66603
- County
- Shawnee
- Metro Area
- TOPEKA, KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- April 29, 1922
- Branches
- 2 domestic
- Employees (FTE)
- 29
- FDIC Cert
- 1150
- Fed RSSD
- 55653
Capital & Liquidity
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Fidelity State Bank and Trust Company rankings
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Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerMerger -Without AssistanceFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Frequently asked about Fidelity State Bank and Trust Company
What are Fidelity State Bank and Trust Company's total assets?
As of the Q1 2026 filing, Fidelity State Bank and Trust Company reported total assets of $147.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Fidelity State Bank and Trust Company headquartered?
Fidelity State Bank and Trust Company is headquartered in Topeka, KS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Fidelity State Bank and Trust Company founded?
Fidelity State Bank and Trust Company was established in 1922, per the FDIC institution directory.
Is Fidelity State Bank and Trust Company FDIC-insured?
Yes. Fidelity State Bank and Trust Company is an FDIC-insured commercial bank (FDIC Certificate #1150). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Fidelity State Bank and Trust Company?
Fidelity State Bank and Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Fidelity State Bank and Trust Company's CET1 capital ratio?
Fidelity State Bank and Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 19.24% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Fidelity State Bank and Trust Company operate?
Fidelity State Bank and Trust Company operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Fidelity State Bank and Trust Company's Texas Ratio?
Fidelity State Bank and Trust Company's Texas Ratio is 0.17% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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