Bank Comparison
First Eagle Bank vs Blueharbor Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 13
winning metrics across 20 comparable rows
Capital adequacy
| Metric | First Eagle Bank | Blueharbor Bank |
|---|---|---|
| CET1 Ratio | — | 12.71% |
| Tier 1 Capital Ratio | — | 12.71% |
| Total Capital Ratio | — | 13.72% |
| Tier 1 Leverage Ratio | 21.46% | 11.44% |
| Equity / Assets | 20.80% | 10.57% |
Profitability
| Metric | First Eagle Bank | Blueharbor Bank |
|---|---|---|
| Return on Assets (ROA) | 2.03% | 2.21% |
| Return on Equity (ROE) | 9.89% | 20.32% |
| Net Interest Margin (NIM) | 4.29% | 4.28% |
| Yield on Earning Assets | 5.75% | 5.93% |
| Cost of Funds | 1.83% | 1.76% |
Asset quality
| Metric | First Eagle Bank | Blueharbor Bank |
|---|---|---|
| Texas Ratio | 0.12% | 0.00% |
| Non-Performing Loan Ratio | 0.04% | 0.00% |
| Non-Performing Asset Ratio | 0.03% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.27% | 0.95% |
Balance sheet
| Metric | First Eagle Bank | Blueharbor Bank |
|---|---|---|
| Total Assets | $623,529K | $623,330K |
| Total Deposits | $444,372K | $549,646K |
| Total Loans | $444,453K | $530,599K |
| Total Equity | $129,717K | $65,910K |
| Net Income (quarter) | $3,188K | $3,332K |
Liquidity & funding
| Metric | First Eagle Bank | Blueharbor Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 100.02% | 96.53% |
| Core Deposit Ratio | 87.12% | 91.81% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Eagle Bank | Blueharbor Bank |
|---|---|---|
| Headquarters City | CHICAGO | MOORESVILLE |
| Headquarters State | IL | NC |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 2 | 3 |
| Employees (FTE) | 43 | 40 |
| Established | Feb. 14, 1985, midnight | Jan. 8, 2008, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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