Bank Comparison
First Eagle Bank vs Legends Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 10
winning metrics across 20 comparable rows
Capital adequacy
| Metric | First Eagle Bank | Legends Bank |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 21.46% | 18.53% |
| Equity / Assets | 20.80% | 18.14% |
Profitability
| Metric | First Eagle Bank | Legends Bank |
|---|---|---|
| Return on Assets (ROA) | 2.03% | 2.18% |
| Return on Equity (ROE) | 9.89% | 11.87% |
| Net Interest Margin (NIM) | 4.29% | 4.93% |
| Yield on Earning Assets | 5.75% | 6.01% |
| Cost of Funds | 1.83% | 1.29% |
Asset quality
| Metric | First Eagle Bank | Legends Bank |
|---|---|---|
| Texas Ratio | 0.12% | 1.27% |
| Non-Performing Loan Ratio | 0.04% | 0.18% |
| Non-Performing Asset Ratio | 0.03% | 0.13% |
| Net Charge-Off Ratio | 0.00% | 0.11% |
| ACL / Loans | 1.27% | 1.19% |
Balance sheet
| Metric | First Eagle Bank | Legends Bank |
|---|---|---|
| Total Assets | $623,529K | $621,286K |
| Total Deposits | $444,372K | $502,723K |
| Total Loans | $444,453K | $439,799K |
| Total Equity | $129,717K | $112,709K |
| Net Income (quarter) | $3,188K | $3,314K |
Liquidity & funding
| Metric | First Eagle Bank | Legends Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 100.02% | 87.48% |
| Core Deposit Ratio | 87.12% | 90.95% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Eagle Bank | Legends Bank |
|---|---|---|
| Headquarters City | CHICAGO | LINN |
| Headquarters State | IL | MO |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 2 | 13 |
| Employees (FTE) | 43 | 100 |
| Established | Feb. 14, 1985, midnight | March 17, 1913, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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