Bank Comparison
First Federal Savings and Loan Association of Central Illinois, S.B. vs Hicksville Bank, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
First Federal Savings and Loan Association of Central Illinois, S.B.
RSSD 399973 · SHELBYVILLE, IL
Full profile →vs
13 · 7
winning metrics across 20 comparable rows
Capital adequacy
| Metric | First Federal Savings and Loan Association of Central Illinois, S.B. | Hicksville Bank, the |
|---|---|---|
| CET1 Ratio | 14.09% | — |
| Tier 1 Capital Ratio | 14.09% | — |
| Total Capital Ratio | 15.23% | — |
| Tier 1 Leverage Ratio | 11.09% | 9.38% |
| Equity / Assets | 11.20% | 8.13% |
Profitability
| Metric | First Federal Savings and Loan Association of Central Illinois, S.B. | Hicksville Bank, the |
|---|---|---|
| Return on Assets (ROA) | 1.37% | 0.55% |
| Return on Equity (ROE) | 12.41% | 6.77% |
| Net Interest Margin (NIM) | 4.26% | 3.35% |
| Yield on Earning Assets | 6.26% | 5.16% |
| Cost of Funds | 2.15% | 1.90% |
Asset quality
| Metric | First Federal Savings and Loan Association of Central Illinois, S.B. | Hicksville Bank, the |
|---|---|---|
| Texas Ratio | 7.47% | 2.85% |
| Non-Performing Loan Ratio | 0.96% | 0.41% |
| Non-Performing Asset Ratio | 0.84% | 0.25% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.20% | 0.96% |
Balance sheet
| Metric | First Federal Savings and Loan Association of Central Illinois, S.B. | Hicksville Bank, the |
|---|---|---|
| Total Assets | $226,831K | $226,662K |
| Total Deposits | $193,302K | $203,924K |
| Total Loans | $163,878K | $137,148K |
| Total Equity | $25,409K | $18,419K |
| Net Income (quarter) | $780 | $309 |
Liquidity & funding
| Metric | First Federal Savings and Loan Association of Central Illinois, S.B. | Hicksville Bank, the |
|---|---|---|
| Loan-to-Deposit Ratio | 84.78% | 67.25% |
| Core Deposit Ratio | 90.25% | 89.28% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Federal Savings and Loan Association of Central Illinois, S.B. | Hicksville Bank, the |
|---|---|---|
| Headquarters City | SHELBYVILLE | HICKSVILLE |
| Headquarters State | IL | OH |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 5 |
| Employees (FTE) | 43 | 38 |
| Established | Jan. 1, 1906, midnight | Jan. 9, 1946, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First Federal Savings and Loan Association of Central Illinois, S.B. profile | View full Hicksville Bank, the profile | Browse all bank comparisons