Bank Comparison
First National Bank Alaska vs Leader Bank, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
13 · 11
winning metrics across 24 comparable rows
Capital adequacy
| Metric | First National Bank Alaska | Leader Bank, N.A. |
|---|---|---|
| CET1 Ratio | 18.54% | 20.32% |
| Tier 1 Capital Ratio | 18.54% | 20.32% |
| Total Capital Ratio | 19.25% | 21.57% |
| Tier 1 Leverage Ratio | 11.90% | 11.75% |
| Equity / Assets | 11.34% | 10.77% |
Profitability
| Metric | First National Bank Alaska | Leader Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.67% | 0.73% |
| Return on Equity (ROE) | 14.78% | 6.53% |
| Net Interest Margin (NIM) | 3.98% | 2.35% |
| Yield on Earning Assets | 4.87% | 4.75% |
| Cost of Funds | 0.98% | 2.64% |
Asset quality
| Metric | First National Bank Alaska | Leader Bank, N.A. |
|---|---|---|
| Texas Ratio | 2.87% | 0.22% |
| Non-Performing Loan Ratio | 0.54% | 0.03% |
| Non-Performing Asset Ratio | 0.34% | 0.03% |
| Net Charge-Off Ratio | 0.03% | 0.00% |
| ACL / Loans | 0.76% | 1.00% |
Balance sheet
| Metric | First National Bank Alaska | Leader Bank, N.A. |
|---|---|---|
| Total Assets | $5,083M | $5,078M |
| Total Deposits | $3,710M | $4,043M |
| Total Loans | $2,815M | $4,177M |
| Total Equity | $576,437K | $546,763K |
| Net Income (quarter) | $21,169K | $8,861K |
Liquidity & funding
| Metric | First National Bank Alaska | Leader Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 75.87% | 103.32% |
| Core Deposit Ratio | 96.16% | 93.20% |
| Uninsured Deposit Ratio | 40.44% | 32.47% |
Identity
| Metric | First National Bank Alaska | Leader Bank, N.A. |
|---|---|---|
| Headquarters City | ANCHORAGE | ARLINGTON |
| Headquarters State | AK | MA |
| Asset Tier | Large | Large |
| Charter Class | 12072 | 24131 |
| Regulator | OCC | OCC |
| Domestic Branches | 27 | 6 |
| Employees (FTE) | 633 | 448 |
| Established | Jan. 30, 1922, midnight | May 8, 2002, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First National Bank Alaska profile | View full Leader Bank, N.A. profile | Browse all bank comparisons