Bank Comparison
First National Bank in Ord vs Goldman Sachs Trust Company, N.A., the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
4 · 12
winning metrics across 16 comparable rows
Capital adequacy
| Metric | First National Bank in Ord | Goldman Sachs Trust Company, N.A., the |
|---|---|---|
| CET1 Ratio | 22.92% | 249.94% |
| Tier 1 Capital Ratio | 22.92% | 249.94% |
| Total Capital Ratio | 24.17% | 249.94% |
| Tier 1 Leverage Ratio | 11.42% | 84.20% |
| Equity / Assets | 11.26% | 75.55% |
Profitability
| Metric | First National Bank in Ord | Goldman Sachs Trust Company, N.A., the |
|---|---|---|
| Return on Assets (ROA) | 2.16% | — |
| Return on Equity (ROE) | 19.30% | 70.82% |
| Net Interest Margin (NIM) | 3.80% | 3.46% |
| Yield on Earning Assets | 4.98% | 3.46% |
| Cost of Funds | 1.31% | — |
Asset quality
| Metric | First National Bank in Ord | Goldman Sachs Trust Company, N.A., the |
|---|---|---|
| Texas Ratio | 1.29% | 0.00% |
| Non-Performing Loan Ratio | 0.31% | — |
| Non-Performing Asset Ratio | 0.16% | 0.00% |
| Net Charge-Off Ratio | -0.01% | — |
| ACL / Loans | 1.61% | — |
Balance sheet
| Metric | First National Bank in Ord | Goldman Sachs Trust Company, N.A., the |
|---|---|---|
| Total Assets | $165,392K | $165,400K |
| Total Deposits | $146,523K | $0 |
| Total Loans | $83,454K | $0 |
| Total Equity | $18,623K | $124,958K |
| Net Income (quarter) | $884 | $20,326K |
Liquidity & funding
| Metric | First National Bank in Ord | Goldman Sachs Trust Company, N.A., the |
|---|---|---|
| Loan-to-Deposit Ratio | 56.96% | — |
| Core Deposit Ratio | 93.39% | — |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First National Bank in Ord | Goldman Sachs Trust Company, N.A., the |
|---|---|---|
| Headquarters City | ORD | WILMINGTON |
| Headquarters State | NE | DE |
| Asset Tier | Small | Small |
| Charter Class | 13557 | — |
| Regulator | OCC | — |
| Domestic Branches | 3 | — |
| Employees (FTE) | 25 | 62 |
| Established | Jan. 1, 1882, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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