Bank Comparison
First National Bank of Anson, the vs Lytle State Bank of Lytle, Texas, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 7
winning metrics across 19 comparable rows
Capital adequacy
| Metric | First National Bank of Anson, the | Lytle State Bank of Lytle, Texas, the |
|---|---|---|
| CET1 Ratio | 17.93% | — |
| Tier 1 Capital Ratio | 17.93% | — |
| Total Capital Ratio | 19.19% | — |
| Tier 1 Leverage Ratio | 8.16% | 15.25% |
| Equity / Assets | 6.97% | 10.93% |
Profitability
| Metric | First National Bank of Anson, the | Lytle State Bank of Lytle, Texas, the |
|---|---|---|
| Return on Assets (ROA) | 2.53% | 0.42% |
| Return on Equity (ROE) | 33.91% | 3.91% |
| Net Interest Margin (NIM) | 5.30% | 3.84% |
| Yield on Earning Assets | 6.33% | 4.63% |
| Cost of Funds | 1.01% | 0.88% |
Asset quality
| Metric | First National Bank of Anson, the | Lytle State Bank of Lytle, Texas, the |
|---|---|---|
| Texas Ratio | 2.27% | 6.69% |
| Non-Performing Loan Ratio | 0.25% | 1.98% |
| Non-Performing Asset Ratio | 0.09% | 0.75% |
| Net Charge-Off Ratio | 0.27% | 0.35% |
| ACL / Loans | 2.11% | 0.90% |
Balance sheet
| Metric | First National Bank of Anson, the | Lytle State Bank of Lytle, Texas, the |
|---|---|---|
| Total Assets | $112,634K | $112,568K |
| Total Deposits | $104,572K | $98,859K |
| Total Loans | $42,728K | $42,777K |
| Total Equity | $7,855K | $12,307K |
| Net Income (quarter) | $661 | $121 |
Liquidity & funding
| Metric | First National Bank of Anson, the | Lytle State Bank of Lytle, Texas, the |
|---|---|---|
| Loan-to-Deposit Ratio | 40.86% | 43.27% |
| Core Deposit Ratio | 91.11% | 92.32% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First National Bank of Anson, the | Lytle State Bank of Lytle, Texas, the |
|---|---|---|
| Headquarters City | ANSON | LYTLE |
| Headquarters State | TX | TX |
| Asset Tier | Small | Small |
| Charter Class | 6091 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 15 | 24 |
| Established | Jan. 1, 1902, midnight | Sept. 14, 1910, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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