Bank Comparison
First National Bank of Nevada, the vs Adelphi Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 12
winning metrics across 18 comparable rows
Capital adequacy
| Metric | First National Bank of Nevada, the | Adelphi Bank |
|---|---|---|
| CET1 Ratio | 23.09% | — |
| Tier 1 Capital Ratio | 23.09% | — |
| Total Capital Ratio | 24.22% | — |
| Tier 1 Leverage Ratio | 16.35% | 16.52% |
| Equity / Assets | 13.69% | 16.06% |
Profitability
| Metric | First National Bank of Nevada, the | Adelphi Bank |
|---|---|---|
| Return on Assets (ROA) | 0.78% | 0.15% |
| Return on Equity (ROE) | 5.52% | 0.92% |
| Net Interest Margin (NIM) | 3.19% | 4.71% |
| Yield on Earning Assets | 4.50% | 6.64% |
| Cost of Funds | 1.52% | 2.34% |
Asset quality
| Metric | First National Bank of Nevada, the | Adelphi Bank |
|---|---|---|
| Texas Ratio | 4.67% | 0.00% |
| Non-Performing Loan Ratio | 1.00% | 0.00% |
| Non-Performing Asset Ratio | 0.47% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.68% | 1.29% |
Balance sheet
| Metric | First National Bank of Nevada, the | Adelphi Bank |
|---|---|---|
| Total Assets | $116,939K | $116,980K |
| Total Deposits | $99,857K | $96,866K |
| Total Loans | $54,803K | $93,908K |
| Total Equity | $16,004K | $18,782K |
| Net Income (quarter) | $224 | $43 |
Liquidity & funding
| Metric | First National Bank of Nevada, the | Adelphi Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 54.88% | 96.95% |
| Core Deposit Ratio | 95.66% | 100.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First National Bank of Nevada, the | Adelphi Bank |
|---|---|---|
| Headquarters City | NEVADA | COLUMBUS |
| Headquarters State | MO | OH |
| Asset Tier | Small | Small |
| Charter Class | 3959 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 13 | 24 |
| Established | Jan. 1, 1889, midnight | Jan. 18, 2023, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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