Bank Comparison
First National Bank & Trust, Elk City, Oklahoma vs Community Partners Savings Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
14 · 6
winning metrics across 20 comparable rows
Capital adequacy
| Metric | First National Bank & Trust, Elk City, Oklahoma | Community Partners Savings Bank |
|---|---|---|
| CET1 Ratio | — | 24.68% |
| Tier 1 Capital Ratio | — | 24.68% |
| Total Capital Ratio | — | 25.25% |
| Tier 1 Leverage Ratio | 13.22% | 11.64% |
| Equity / Assets | 9.57% | 9.93% |
Profitability
| Metric | First National Bank & Trust, Elk City, Oklahoma | Community Partners Savings Bank |
|---|---|---|
| Return on Assets (ROA) | 2.01% | 0.34% |
| Return on Equity (ROE) | 21.94% | 3.38% |
| Net Interest Margin (NIM) | 3.87% | 3.29% |
| Yield on Earning Assets | 5.38% | 5.09% |
| Cost of Funds | 1.72% | 1.93% |
Asset quality
| Metric | First National Bank & Trust, Elk City, Oklahoma | Community Partners Savings Bank |
|---|---|---|
| Texas Ratio | 5.36% | 10.44% |
| Non-Performing Loan Ratio | 0.95% | 2.29% |
| Non-Performing Asset Ratio | 0.57% | 1.03% |
| Net Charge-Off Ratio | -0.09% | 0.15% |
| ACL / Loans | 1.91% | 0.61% |
Balance sheet
| Metric | First National Bank & Trust, Elk City, Oklahoma | Community Partners Savings Bank |
|---|---|---|
| Total Assets | $293,745K | $293,825K |
| Total Deposits | $263,937K | $230,819K |
| Total Loans | $160,852K | $126,985K |
| Total Equity | $28,109K | $29,180K |
| Net Income (quarter) | $1,535K | $248 |
Liquidity & funding
| Metric | First National Bank & Trust, Elk City, Oklahoma | Community Partners Savings Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 60.94% | 55.01% |
| Core Deposit Ratio | 84.48% | 88.48% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First National Bank & Trust, Elk City, Oklahoma | Community Partners Savings Bank |
|---|---|---|
| Headquarters City | ELK CITY | SALEM |
| Headquarters State | OK | IL |
| Asset Tier | Small | Small |
| Charter Class | 9952 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 3 | 6 |
| Employees (FTE) | 41 | 54 |
| Established | April 19, 1901, midnight | Jan. 1, 1910, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First National Bank & Trust, Elk City, Oklahoma profile | View full Community Partners Savings Bank profile | Browse all bank comparisons