Bank Comparison
First New Mexico Bank vs Community 1st Bank Las Vegas
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
8 · 12
winning metrics across 20 comparable rows
Capital adequacy
| Metric | First New Mexico Bank | Community 1st Bank Las Vegas |
|---|---|---|
| CET1 Ratio | — | 22.91% |
| Tier 1 Capital Ratio | — | 22.91% |
| Total Capital Ratio | — | 24.07% |
| Tier 1 Leverage Ratio | 14.51% | 9.65% |
| Equity / Assets | 14.47% | 8.80% |
Profitability
| Metric | First New Mexico Bank | Community 1st Bank Las Vegas |
|---|---|---|
| Return on Assets (ROA) | 1.71% | 2.11% |
| Return on Equity (ROE) | 11.93% | 23.61% |
| Net Interest Margin (NIM) | 4.10% | 4.09% |
| Yield on Earning Assets | 5.17% | 4.77% |
| Cost of Funds | 1.20% | 0.70% |
Asset quality
| Metric | First New Mexico Bank | Community 1st Bank Las Vegas |
|---|---|---|
| Texas Ratio | 9.14% | 0.11% |
| Non-Performing Loan Ratio | 0.20% | 0.03% |
| Non-Performing Asset Ratio | 0.91% | 0.01% |
| Net Charge-Off Ratio | 0.03% | 0.00% |
| ACL / Loans | 2.18% | 1.50% |
Balance sheet
| Metric | First New Mexico Bank | Community 1st Bank Las Vegas |
|---|---|---|
| Total Assets | $274,362K | $292,258K |
| Total Deposits | $230,578K | $265,657K |
| Total Loans | $125,672K | $91,420K |
| Total Equity | $39,708K | $25,713K |
| Net Income (quarter) | $1,176K | $1,511K |
Liquidity & funding
| Metric | First New Mexico Bank | Community 1st Bank Las Vegas |
|---|---|---|
| Loan-to-Deposit Ratio | 54.50% | 34.41% |
| Core Deposit Ratio | 95.03% | 90.60% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First New Mexico Bank | Community 1st Bank Las Vegas |
|---|---|---|
| Headquarters City | DEMING | LAS VEGAS |
| Headquarters State | NM | NM |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 4 |
| Employees (FTE) | 32 | 39 |
| Established | April 30, 1962, midnight | Nov. 23, 1949, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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