Bank Comparison
First Northern Bank of Dixon vs Chain Bridge Bank, N.A.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 13
winning metrics across 24 comparable rows
Capital adequacy
| Metric | First Northern Bank of Dixon | Chain Bridge Bank, N.A. |
|---|---|---|
| CET1 Ratio | 17.83% | 46.12% |
| Tier 1 Capital Ratio | 17.83% | 46.12% |
| Total Capital Ratio | 19.08% | 47.14% |
| Tier 1 Leverage Ratio | 11.71% | 9.62% |
| Equity / Assets | 11.04% | 8.82% |
Profitability
| Metric | First Northern Bank of Dixon | Chain Bridge Bank, N.A. |
|---|---|---|
| Return on Assets (ROA) | 1.23% | 1.81% |
| Return on Equity (ROE) | 11.32% | 20.06% |
| Net Interest Margin (NIM) | 3.76% | 3.38% |
| Yield on Earning Assets | 4.57% | 3.51% |
| Cost of Funds | 0.89% | 0.14% |
Asset quality
| Metric | First Northern Bank of Dixon | Chain Bridge Bank, N.A. |
|---|---|---|
| Texas Ratio | 4.01% | 0.00% |
| Non-Performing Loan Ratio | 0.71% | 0.00% |
| Non-Performing Asset Ratio | 0.47% | 0.00% |
| Net Charge-Off Ratio | 0.04% | 0.00% |
| ACL / Loans | 1.37% | 1.36% |
Balance sheet
| Metric | First Northern Bank of Dixon | Chain Bridge Bank, N.A. |
|---|---|---|
| Total Assets | $1,924M | $1,918M |
| Total Deposits | $1,695M | $1,741M |
| Total Loans | $1,079M | $273,498K |
| Total Equity | $212,455K | $169,118K |
| Net Income (quarter) | $5,974K | $8,201K |
Liquidity & funding
| Metric | First Northern Bank of Dixon | Chain Bridge Bank, N.A. |
|---|---|---|
| Loan-to-Deposit Ratio | 63.66% | 15.71% |
| Core Deposit Ratio | 96.74% | 99.72% |
| Uninsured Deposit Ratio | 42.50% | 75.51% |
Identity
| Metric | First Northern Bank of Dixon | Chain Bridge Bank, N.A. |
|---|---|---|
| Headquarters City | DIXON | MC LEAN |
| Headquarters State | CA | VA |
| Asset Tier | Large | Large |
| Charter Class | 0 | 24755 |
| Regulator | FDIC | OCC |
| Domestic Branches | 21 | 1 |
| Employees (FTE) | 192 | 90 |
| Established | Jan. 2, 1910, midnight | Aug. 6, 2007, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First Northern Bank of Dixon profile | View full Chain Bridge Bank, N.A. profile | Browse all bank comparisons