Bank Comparison
First Pioneer National Bank vs First Bank Hampton
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 12
winning metrics across 19 comparable rows
Capital adequacy
| Metric | First Pioneer National Bank | First Bank Hampton |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 12.44% | 11.48% |
| Equity / Assets | 11.50% | 10.66% |
Profitability
| Metric | First Pioneer National Bank | First Bank Hampton |
|---|---|---|
| Return on Assets (ROA) | 0.99% | 1.92% |
| Return on Equity (ROE) | 8.46% | 17.79% |
| Net Interest Margin (NIM) | 3.11% | 4.29% |
| Yield on Earning Assets | 4.77% | 5.81% |
| Cost of Funds | 1.83% | 1.66% |
Asset quality
| Metric | First Pioneer National Bank | First Bank Hampton |
|---|---|---|
| Texas Ratio | 11.95% | 19.34% |
| Non-Performing Loan Ratio | 2.71% | 2.72% |
| Non-Performing Asset Ratio | 1.44% | 2.22% |
| Net Charge-Off Ratio | 0.22% | 0.04% |
| ACL / Loans | 1.05% | 2.12% |
Balance sheet
| Metric | First Pioneer National Bank | First Bank Hampton |
|---|---|---|
| Total Assets | $252,579K | $252,571K |
| Total Deposits | $212,924K | $222,526K |
| Total Loans | $134,416K | $202,155K |
| Total Equity | $29,054K | $26,912K |
| Net Income (quarter) | $613 | $1,186K |
Liquidity & funding
| Metric | First Pioneer National Bank | First Bank Hampton |
|---|---|---|
| Loan-to-Deposit Ratio | 63.13% | 90.85% |
| Core Deposit Ratio | 84.42% | 94.25% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Pioneer National Bank | First Bank Hampton |
|---|---|---|
| Headquarters City | WRAY | HAMPTON |
| Headquarters State | CO | IA |
| Asset Tier | Small | Small |
| Charter Class | 8752 | 0 |
| Regulator | OCC | FED |
| Domestic Branches | 2 | 2 |
| Employees (FTE) | 27 | 29 |
| Established | July 1, 1902, midnight | Jan. 1, 1933, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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