Bank Comparison
First Security Bank vs Bank of Dawson
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
2 · 20
winning metrics across 22 comparable rows
Capital adequacy
| Metric | First Security Bank | Bank of Dawson |
|---|---|---|
| CET1 Ratio | 10.55% | 26.97% |
| Tier 1 Capital Ratio | 10.55% | 26.97% |
| Total Capital Ratio | 11.80% | 28.22% |
| Tier 1 Leverage Ratio | 7.69% | 18.11% |
| Equity / Assets | 6.86% | 16.06% |
Profitability
| Metric | First Security Bank | Bank of Dawson |
|---|---|---|
| Return on Assets (ROA) | 0.33% | 2.54% |
| Return on Equity (ROE) | 4.67% | 16.12% |
| Net Interest Margin (NIM) | 3.32% | 4.78% |
| Yield on Earning Assets | 6.04% | 6.65% |
| Cost of Funds | 2.87% | 2.16% |
Asset quality
| Metric | First Security Bank | Bank of Dawson |
|---|---|---|
| Texas Ratio | 26.21% | 4.38% |
| Non-Performing Loan Ratio | 2.64% | 1.12% |
| Non-Performing Asset Ratio | 2.08% | 0.75% |
| Net Charge-Off Ratio | 0.04% | -0.02% |
| ACL / Loans | 1.40% | 1.78% |
Balance sheet
| Metric | First Security Bank | Bank of Dawson |
|---|---|---|
| Total Assets | $159,131K | $159,860K |
| Total Deposits | $120,276K | $132,333K |
| Total Loans | $122,839K | $90,543K |
| Total Equity | $10,923K | $25,667K |
| Net Income (quarter) | $129 | $1,018K |
Liquidity & funding
| Metric | First Security Bank | Bank of Dawson |
|---|---|---|
| Loan-to-Deposit Ratio | 102.13% | 68.42% |
| Core Deposit Ratio | 92.86% | 82.97% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Security Bank | Bank of Dawson |
|---|---|---|
| Headquarters City | BYRON | DAWSON |
| Headquarters State | MN | GA |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 12 | 21 |
| Established | Dec. 27, 1904, midnight | July 1, 1911, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full First Security Bank profile | View full Bank of Dawson profile | Browse all bank comparisons