Bank Comparison
First Security Bank vs Fidelity Personal Trust Company, F.S.B.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
5 · 9
winning metrics across 14 comparable rows
Capital adequacy
| Metric | First Security Bank | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| CET1 Ratio | 17.82% | — |
| Tier 1 Capital Ratio | 17.82% | — |
| Total Capital Ratio | 19.07% | — |
| Tier 1 Leverage Ratio | 11.80% | 100.30% |
| Equity / Assets | 14.81% | 97.52% |
Profitability
| Metric | First Security Bank | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| Return on Assets (ROA) | 1.29% | 32.58% |
| Return on Equity (ROE) | 8.87% | 33.85% |
| Net Interest Margin (NIM) | 3.83% | 3.89% |
| Yield on Earning Assets | 4.55% | 3.93% |
| Cost of Funds | 0.82% | 4.00% |
Asset quality
| Metric | First Security Bank | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | — |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.00% | — |
| ACL / Loans | 1.42% | — |
Balance sheet
| Metric | First Security Bank | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| Total Assets | $67,625K | $67,862K |
| Total Deposits | $57,375K | $500 |
| Total Loans | $35,844K | $0 |
| Total Equity | $10,016K | $66,182K |
| Net Income (quarter) | $221 | $5,374K |
Liquidity & funding
| Metric | First Security Bank | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| Loan-to-Deposit Ratio | 62.47% | 0.00% |
| Core Deposit Ratio | 92.09% | 0.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | First Security Bank | Fidelity Personal Trust Company, F.S.B. |
|---|---|---|
| Headquarters City | MAPLETON | BOSTON |
| Headquarters State | IA | MA |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 716116 |
| Regulator | FDIC | OCC |
| Domestic Branches | 2 | 2 |
| Employees (FTE) | 9 | 54 |
| Established | Oct. 3, 1878, midnight | May 15, 2000, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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