Bank Comparison
Firstoak Bank vs Buckeye Community Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 8
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Firstoak Bank | Buckeye Community Bank |
|---|---|---|
| CET1 Ratio | — | 15.75% |
| Tier 1 Capital Ratio | — | 15.75% |
| Total Capital Ratio | — | 16.90% |
| Tier 1 Leverage Ratio | 10.12% | 12.82% |
| Equity / Assets | 10.54% | 12.12% |
Profitability
| Metric | Firstoak Bank | Buckeye Community Bank |
|---|---|---|
| Return on Assets (ROA) | 1.38% | 0.65% |
| Return on Equity (ROE) | 13.13% | 5.35% |
| Net Interest Margin (NIM) | 5.11% | 4.13% |
| Yield on Earning Assets | 6.38% | 5.88% |
| Cost of Funds | 1.36% | 1.85% |
Asset quality
| Metric | Firstoak Bank | Buckeye Community Bank |
|---|---|---|
| Texas Ratio | 0.00% | 0.15% |
| Non-Performing Loan Ratio | 0.00% | 0.03% |
| Non-Performing Asset Ratio | 0.00% | 0.02% |
| Net Charge-Off Ratio | 0.00% | -0.04% |
| ACL / Loans | 1.02% | 1.16% |
Balance sheet
| Metric | Firstoak Bank | Buckeye Community Bank |
|---|---|---|
| Total Assets | $245,282K | $245,063K |
| Total Deposits | $217,181K | $213,980K |
| Total Loans | $189,381K | $190,917K |
| Total Equity | $25,845K | $29,710K |
| Net Income (quarter) | $848 | $395 |
Liquidity & funding
| Metric | Firstoak Bank | Buckeye Community Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 87.20% | 89.22% |
| Core Deposit Ratio | 80.01% | 94.89% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Firstoak Bank | Buckeye Community Bank |
|---|---|---|
| Headquarters City | INDEPENDENCE | ELYRIA |
| Headquarters State | KS | OH |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FED | FED |
| Domestic Branches | 4 | 2 |
| Employees (FTE) | 43 | 44 |
| Established | Jan. 1, 1881, midnight | Oct. 12, 1999, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Firstoak Bank profile | View full Buckeye Community Bank profile | Browse all bank comparisons