Bank Comparison
Greenfield Banking Company vs Pineries Bank, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
6 · 17
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Greenfield Banking Company | Pineries Bank, the |
|---|---|---|
| CET1 Ratio | 12.60% | 21.59% |
| Tier 1 Capital Ratio | 12.60% | 21.59% |
| Total Capital Ratio | 13.49% | 22.47% |
| Tier 1 Leverage Ratio | 8.48% | 11.08% |
| Equity / Assets | 7.96% | 11.21% |
Profitability
| Metric | Greenfield Banking Company | Pineries Bank, the |
|---|---|---|
| Return on Assets (ROA) | 0.87% | 1.51% |
| Return on Equity (ROE) | 10.88% | 13.53% |
| Net Interest Margin (NIM) | 3.71% | 3.38% |
| Yield on Earning Assets | 6.66% | 4.96% |
| Cost of Funds | 2.79% | 1.69% |
Asset quality
| Metric | Greenfield Banking Company | Pineries Bank, the |
|---|---|---|
| Texas Ratio | 12.58% | 0.00% |
| Non-Performing Loan Ratio | 1.64% | 0.00% |
| Non-Performing Asset Ratio | 1.08% | 0.00% |
| Net Charge-Off Ratio | 0.36% | 0.00% |
| ACL / Loans | 0.98% | 0.64% |
Balance sheet
| Metric | Greenfield Banking Company | Pineries Bank, the |
|---|---|---|
| Total Assets | $149,253K | $149,428K |
| Total Deposits | $135,773K | $131,324K |
| Total Loans | $92,021K | $97,064K |
| Total Equity | $11,883K | $16,751K |
| Net Income (quarter) | $325 | $560 |
Liquidity & funding
| Metric | Greenfield Banking Company | Pineries Bank, the |
|---|---|---|
| Loan-to-Deposit Ratio | 67.78% | 73.91% |
| Core Deposit Ratio | 69.64% | 91.33% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Greenfield Banking Company | Pineries Bank, the |
|---|---|---|
| Headquarters City | GREENFIELD | STEVENS POINT |
| Headquarters State | TN | WI |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 2 | 1 |
| Employees (FTE) | 18 | 11 |
| Established | Aug. 16, 1935, midnight | June 1, 1906, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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