Bank Comparison
Greenville Savings Bank vs Citizens Deposit Bank of Arlington, INC.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 13
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Greenville Savings Bank | Citizens Deposit Bank of Arlington, INC. |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 12.62% | 13.40% |
| Equity / Assets | 12.68% | 11.52% |
Profitability
| Metric | Greenville Savings Bank | Citizens Deposit Bank of Arlington, INC. |
|---|---|---|
| Return on Assets (ROA) | 0.58% | 1.46% |
| Return on Equity (ROE) | 4.63% | 12.93% |
| Net Interest Margin (NIM) | 2.67% | 3.46% |
| Yield on Earning Assets | 4.70% | 5.94% |
| Cost of Funds | 2.31% | 2.79% |
Asset quality
| Metric | Greenville Savings Bank | Citizens Deposit Bank of Arlington, INC. |
|---|---|---|
| Texas Ratio | 1.84% | 4.03% |
| Non-Performing Loan Ratio | 0.06% | 0.07% |
| Non-Performing Asset Ratio | 0.06% | 0.05% |
| Net Charge-Off Ratio | 0.03% | 0.01% |
| ACL / Loans | 0.63% | 1.96% |
Balance sheet
| Metric | Greenville Savings Bank | Citizens Deposit Bank of Arlington, INC. |
|---|---|---|
| Total Assets | $342,060K | $342,430K |
| Total Deposits | $259,742K | $285,878K |
| Total Loans | $272,996K | $239,446K |
| Total Equity | $43,369K | $39,459K |
| Net Income (quarter) | $499 | $1,278K |
Liquidity & funding
| Metric | Greenville Savings Bank | Citizens Deposit Bank of Arlington, INC. |
|---|---|---|
| Loan-to-Deposit Ratio | 105.10% | 83.76% |
| Core Deposit Ratio | 90.27% | 70.73% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Greenville Savings Bank | Citizens Deposit Bank of Arlington, INC. |
|---|---|---|
| Headquarters City | GREENVILLE | ARLINGTON |
| Headquarters State | PA | KY |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 3 | 5 |
| Employees (FTE) | 42 | 55 |
| Established | Jan. 1, 1911, midnight | Dec. 1, 1949, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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