Bank Comparison
High Plains Bank vs Bankers' Bank of Kansas
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 10
winning metrics across 20 comparable rows
Capital adequacy
| Metric | High Plains Bank | Bankers' Bank of Kansas |
|---|---|---|
| CET1 Ratio | — | 18.43% |
| Tier 1 Capital Ratio | — | 18.43% |
| Total Capital Ratio | — | 19.68% |
| Tier 1 Leverage Ratio | 9.83% | 15.52% |
| Equity / Assets | 10.73% | 17.08% |
Profitability
| Metric | High Plains Bank | Bankers' Bank of Kansas |
|---|---|---|
| Return on Assets (ROA) | 1.80% | 0.65% |
| Return on Equity (ROE) | 17.77% | 4.17% |
| Net Interest Margin (NIM) | 3.83% | 4.58% |
| Yield on Earning Assets | 6.52% | 6.05% |
| Cost of Funds | 3.03% | 1.88% |
Asset quality
| Metric | High Plains Bank | Bankers' Bank of Kansas |
|---|---|---|
| Texas Ratio | 8.65% | 6.97% |
| Non-Performing Loan Ratio | 0.66% | 1.37% |
| Non-Performing Asset Ratio | 0.55% | 1.09% |
| Net Charge-Off Ratio | 0.00% | 0.73% |
| ACL / Loans | 0.98% | 1.80% |
Balance sheet
| Metric | High Plains Bank | Bankers' Bank of Kansas |
|---|---|---|
| Total Assets | $211,748K | $212,248K |
| Total Deposits | $186,598K | $124,942K |
| Total Loans | $175,673K | $168,670K |
| Total Equity | $22,715K | $36,248K |
| Net Income (quarter) | $1,001K | $379 |
Liquidity & funding
| Metric | High Plains Bank | Bankers' Bank of Kansas |
|---|---|---|
| Loan-to-Deposit Ratio | 94.15% | 135.00% |
| Core Deposit Ratio | 93.25% | 100.00% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | High Plains Bank | Bankers' Bank of Kansas |
|---|---|---|
| Headquarters City | OKEENE | WICHITA |
| Headquarters State | OK | KS |
| Asset Tier | Small | Small |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FED |
| Domestic Branches | 3 | 1 |
| Employees (FTE) | 26 | 48 |
| Established | Feb. 11, 1930, midnight | Oct. 5, 1988, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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