Bank Comparison
Maquoketa State Bank vs City National Bank of Colorado City, the
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 9
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Maquoketa State Bank | City National Bank of Colorado City, the |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 16.55% | 10.73% |
| Equity / Assets | 14.97% | 12.22% |
Profitability
| Metric | Maquoketa State Bank | City National Bank of Colorado City, the |
|---|---|---|
| Return on Assets (ROA) | 1.40% | 1.19% |
| Return on Equity (ROE) | 9.33% | 9.69% |
| Net Interest Margin (NIM) | 3.27% | 4.31% |
| Yield on Earning Assets | 4.96% | 6.61% |
| Cost of Funds | 1.90% | 2.46% |
Asset quality
| Metric | Maquoketa State Bank | City National Bank of Colorado City, the |
|---|---|---|
| Texas Ratio | 9.79% | 1.86% |
| Non-Performing Loan Ratio | 2.35% | 0.12% |
| Non-Performing Asset Ratio | 1.21% | 0.12% |
| Net Charge-Off Ratio | -0.04% | 0.01% |
| ACL / Loans | 1.13% | 1.55% |
Balance sheet
| Metric | Maquoketa State Bank | City National Bank of Colorado City, the |
|---|---|---|
| Total Assets | $444,535K | $444,315K |
| Total Deposits | $342,998K | $389,073K |
| Total Loans | $223,825K | $296,584K |
| Total Equity | $66,556K | $54,280K |
| Net Income (quarter) | $1,550K | $1,327K |
Liquidity & funding
| Metric | Maquoketa State Bank | City National Bank of Colorado City, the |
|---|---|---|
| Loan-to-Deposit Ratio | 65.26% | 76.23% |
| Core Deposit Ratio | 96.72% | 84.84% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Maquoketa State Bank | City National Bank of Colorado City, the |
|---|---|---|
| Headquarters City | MAQUOKETA | COLORADO CITY |
| Headquarters State | IA | TX |
| Asset Tier | Small | Small |
| Charter Class | 0 | 5276 |
| Regulator | FED | OCC |
| Domestic Branches | 4 | 4 |
| Employees (FTE) | 52 | 50 |
| Established | Sept. 2, 1958, midnight | — |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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