Bank Comparison
Mccurtain County National Bank vs Trusttexas Bank, S.S.B.
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
12 · 8
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Mccurtain County National Bank | Trusttexas Bank, S.S.B. |
|---|---|---|
| CET1 Ratio | — | 18.85% |
| Tier 1 Capital Ratio | — | 18.85% |
| Total Capital Ratio | — | 19.90% |
| Tier 1 Leverage Ratio | 15.67% | 8.24% |
| Equity / Assets | 15.44% | 0.82% |
Profitability
| Metric | Mccurtain County National Bank | Trusttexas Bank, S.S.B. |
|---|---|---|
| Return on Assets (ROA) | 1.06% | 0.21% |
| Return on Equity (ROE) | 6.84% | 24.44% |
| Net Interest Margin (NIM) | 3.58% | 2.48% |
| Yield on Earning Assets | 5.47% | 4.12% |
| Cost of Funds | 2.12% | 1.73% |
Asset quality
| Metric | Mccurtain County National Bank | Trusttexas Bank, S.S.B. |
|---|---|---|
| Texas Ratio | 3.86% | 26.79% |
| Non-Performing Loan Ratio | 1.63% | 0.66% |
| Non-Performing Asset Ratio | 0.63% | 0.34% |
| Net Charge-Off Ratio | 0.32% | 0.05% |
| ACL / Loans | 2.54% | 0.89% |
Balance sheet
| Metric | Mccurtain County National Bank | Trusttexas Bank, S.S.B. |
|---|---|---|
| Total Assets | $383,363K | $382,873K |
| Total Deposits | $323,639K | $376,879K |
| Total Loans | $148,845K | $199,760K |
| Total Equity | $59,204K | $3,137K |
| Net Income (quarter) | $1,008K | $208 |
Liquidity & funding
| Metric | Mccurtain County National Bank | Trusttexas Bank, S.S.B. |
|---|---|---|
| Loan-to-Deposit Ratio | 45.99% | 53.00% |
| Core Deposit Ratio | 89.92% | 89.39% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Mccurtain County National Bank | Trusttexas Bank, S.S.B. |
|---|---|---|
| Headquarters City | BROKEN BOW | CUERO |
| Headquarters State | OK | TX |
| Asset Tier | Small | Small |
| Charter Class | 17269 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 5 | 6 |
| Employees (FTE) | 73 | 56 |
| Established | April 23, 1982, midnight | Jan. 1, 1921, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Mccurtain County National Bank profile | View full Trusttexas Bank, S.S.B. profile | Browse all bank comparisons