Bank Comparison
Mer Rouge State Bank, the vs Fortuna Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 5
winning metrics across 14 comparable rows
Capital adequacy
| Metric | Mer Rouge State Bank, the | Fortuna Bank |
|---|---|---|
| CET1 Ratio | — | — |
| Tier 1 Capital Ratio | — | — |
| Total Capital Ratio | — | — |
| Tier 1 Leverage Ratio | 12.57% | 41.17% |
| Equity / Assets | 10.98% | 36.82% |
Profitability
| Metric | Mer Rouge State Bank, the | Fortuna Bank |
|---|---|---|
| Return on Assets (ROA) | 1.02% | -4.70% |
| Return on Equity (ROE) | 9.58% | -11.25% |
| Net Interest Margin (NIM) | 4.84% | 3.32% |
| Yield on Earning Assets | 5.99% | 5.17% |
| Cost of Funds | 1.25% | 3.02% |
Asset quality
| Metric | Mer Rouge State Bank, the | Fortuna Bank |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | 0.00% |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 1.08% | 1.16% |
Balance sheet
| Metric | Mer Rouge State Bank, the | Fortuna Bank |
|---|---|---|
| Total Assets | $49,577K | $49,577K |
| Total Deposits | $43,983K | $30,073K |
| Total Loans | $29,791K | $24,334K |
| Total Equity | $5,443K | $18,253K |
| Net Income (quarter) | $129 | $-524 |
Liquidity & funding
| Metric | Mer Rouge State Bank, the | Fortuna Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 67.73% | 80.92% |
| Core Deposit Ratio | 91.86% | 80.32% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Mer Rouge State Bank, the | Fortuna Bank |
|---|---|---|
| Headquarters City | MER ROUGE | GRANDVIEW HEIGHTS |
| Headquarters State | LA | OH |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 11 | 18 |
| Established | Jan. 1, 1903, midnight | Dec. 9, 2024, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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