Bank Comparison
Meredith Village Savings Bank vs Btc Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
7 · 14
winning metrics across 21 comparable rows
Capital adequacy
| Metric | Meredith Village Savings Bank | Btc Bank |
|---|---|---|
| CET1 Ratio | 15.10% | — |
| Tier 1 Capital Ratio | 15.10% | — |
| Total Capital Ratio | 16.35% | — |
| Tier 1 Leverage Ratio | 10.00% | 10.99% |
| Equity / Assets | 9.58% | 10.60% |
Profitability
| Metric | Meredith Village Savings Bank | Btc Bank |
|---|---|---|
| Return on Assets (ROA) | 0.56% | 1.25% |
| Return on Equity (ROE) | 5.90% | 11.49% |
| Net Interest Margin (NIM) | 3.23% | 4.38% |
| Yield on Earning Assets | 5.00% | 6.57% |
| Cost of Funds | 1.93% | 2.30% |
Asset quality
| Metric | Meredith Village Savings Bank | Btc Bank |
|---|---|---|
| Texas Ratio | 3.22% | 8.81% |
| Non-Performing Loan Ratio | 0.38% | 0.75% |
| Non-Performing Asset Ratio | 0.33% | 0.65% |
| Net Charge-Off Ratio | 0.08% | 0.00% |
| ACL / Loans | 0.92% | 1.06% |
Balance sheet
| Metric | Meredith Village Savings Bank | Btc Bank |
|---|---|---|
| Total Assets | $1,622M | $1,618M |
| Total Deposits | $1,328M | $1,225M |
| Total Loans | $1,422M | $1,320M |
| Total Equity | $155,434K | $171,524K |
| Net Income (quarter) | $2,278K | $4,881K |
Liquidity & funding
| Metric | Meredith Village Savings Bank | Btc Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 107.02% | 107.73% |
| Core Deposit Ratio | 93.47% | 94.40% |
| Uninsured Deposit Ratio | 24.00% | 9.90% |
Identity
| Metric | Meredith Village Savings Bank | Btc Bank |
|---|---|---|
| Headquarters City | MEREDITH | BETHANY |
| Headquarters State | NH | MO |
| Asset Tier | Large | Large |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 18 | 26 |
| Employees (FTE) | 229 | 242 |
| Established | Jan. 1, 1869, midnight | Sept. 19, 1919, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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