Bank Comparison
Meredith Village Savings Bank vs Old Dominion National Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
16 · 8
winning metrics across 24 comparable rows
Capital adequacy
| Metric | Meredith Village Savings Bank | Old Dominion National Bank |
|---|---|---|
| CET1 Ratio | 15.10% | 14.08% |
| Tier 1 Capital Ratio | 15.10% | 14.08% |
| Total Capital Ratio | 16.35% | 15.01% |
| Tier 1 Leverage Ratio | 10.00% | 12.02% |
| Equity / Assets | 9.58% | 11.68% |
Profitability
| Metric | Meredith Village Savings Bank | Old Dominion National Bank |
|---|---|---|
| Return on Assets (ROA) | 0.56% | 1.07% |
| Return on Equity (ROE) | 5.90% | 9.20% |
| Net Interest Margin (NIM) | 3.23% | 2.98% |
| Yield on Earning Assets | 5.00% | 5.46% |
| Cost of Funds | 1.93% | 2.75% |
Asset quality
| Metric | Meredith Village Savings Bank | Old Dominion National Bank |
|---|---|---|
| Texas Ratio | 3.22% | 8.91% |
| Non-Performing Loan Ratio | 0.38% | 1.01% |
| Non-Performing Asset Ratio | 0.33% | 0.83% |
| Net Charge-Off Ratio | 0.08% | 0.00% |
| ACL / Loans | 0.92% | 0.92% |
Balance sheet
| Metric | Meredith Village Savings Bank | Old Dominion National Bank |
|---|---|---|
| Total Assets | $1,622M | $1,620M |
| Total Deposits | $1,328M | $1,323M |
| Total Loans | $1,422M | $1,331M |
| Total Equity | $155,434K | $189,279K |
| Net Income (quarter) | $2,278K | $4,305K |
Liquidity & funding
| Metric | Meredith Village Savings Bank | Old Dominion National Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 107.02% | 100.61% |
| Core Deposit Ratio | 93.47% | 77.09% |
| Uninsured Deposit Ratio | 24.00% | 34.07% |
Identity
| Metric | Meredith Village Savings Bank | Old Dominion National Bank |
|---|---|---|
| Headquarters City | MEREDITH | NORTH GARDEN |
| Headquarters State | NH | VA |
| Asset Tier | Large | Large |
| Charter Class | 0 | 24730 |
| Regulator | FDIC | OCC |
| Domestic Branches | 18 | 6 |
| Employees (FTE) | 229 | 103 |
| Established | Jan. 1, 1869, midnight | July 23, 2007, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Meredith Village Savings Bank profile | View full Old Dominion National Bank profile | Browse all bank comparisons