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Bank Comparison

Morton Community Bank vs Ctbc Bank CORP. (usa)

Side-by-side regulatory financials for the latest quarter on file with the FFIEC.

Morton Community Bank

RSSD 825146 · MORTON, IL

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vs

14 · 7

winning metrics across 21 comparable rows

Ctbc Bank CORP. (usa)

RSSD 996260 · LOS ANGELES, CA

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Capital adequacy

MetricMorton Community BankCtbc Bank CORP. (usa)
CET1 Ratio 14.06%
Tier 1 Capital Ratio 14.06%
Total Capital Ratio 15.05%
Tier 1 Leverage Ratio 10.81% 14.31%
Equity / Assets 9.74% 14.37%

Profitability

MetricMorton Community BankCtbc Bank CORP. (usa)
Return on Assets (ROA) 1.66% 0.92%
Return on Equity (ROE) 17.22% 6.62%
Net Interest Margin (NIM) 3.34% 2.91%
Yield on Earning Assets 4.92% 5.37%
Cost of Funds 1.72% 2.81%

Asset quality

MetricMorton Community BankCtbc Bank CORP. (usa)
Texas Ratio 8.41% 8.54%
Non-Performing Loan Ratio 1.01% 1.59%
Non-Performing Asset Ratio 0.69% 1.30%
Net Charge-Off Ratio 0.38% 0.11%
ACL / Loans 1.13% 1.06%

Balance sheet

MetricMorton Community BankCtbc Bank CORP. (usa)
Total Assets $5,281M $5,369M
Total Deposits $4,558M $4,546M
Total Loans $3,490M $4,398M
Total Equity $514,392K $771,902K
Net Income (quarter) $22,514K $12,673K

Liquidity & funding

MetricMorton Community BankCtbc Bank CORP. (usa)
Loan-to-Deposit Ratio 76.57% 96.74%
Core Deposit Ratio 93.85% 67.76%
Uninsured Deposit Ratio 26.45% 62.87%

Identity

MetricMorton Community BankCtbc Bank CORP. (usa)
Headquarters City MORTON LOS ANGELES
Headquarters State IL CA
Asset Tier Large Large
Charter Class 0 0
Regulator FDIC FDIC
Domestic Branches 50 20
Employees (FTE) 551 391
Established Aug. 26, 1961, midnight April 27, 1965, midnight

About this comparison

All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.

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